33-19-304. Information concerning previous adverse underwriting decisions. An insurance institution, insurance producer, or insurance-support organization may not seek information in connection with an insurance transaction concerning:
(1) any previous adverse underwriting decision experienced by an individual unless the inquiry also requests the reasons for any previous adverse underwriting decision and the individual is advised of the source of the information; or
(2) any previous insurance coverage obtained by an individual through a residual market mechanism unless the inquiry also requests the reasons why insurance coverage was previously obtained through a residual market mechanism and the individual is advised of the source of information.
History: En. Sec. 13, Ch. 580, L. 1981; amd. Sec. 8, Ch. 518, L. 1983; amd. Sec. 1, Ch. 713, L. 1989.
Structure Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 19. Insurance Information and Privacy Protection
Part 3. Disclosure of Information
33-19-301. Access to recorded personal information
33-19-302. Correction, amendment, or deletion of recorded personal information
33-19-303. Reasons for adverse underwriting decisions
33-19-304. Information concerning previous adverse underwriting decisions
33-19-305. Previous adverse underwriting decisions
33-19-306. Disclosure limitations and conditions
33-19-307. Personal information used for marketing purposes -- restrictions
33-19-308. Disclosure of underwriting information