33-15-1111. Home owner insurance not affected by day-care operations. (1) No insurer writing home owner insurance in this state may deny an applicant home owner insurance or cancel or refuse to renew a home owner insurance policy covering a dwelling located in this state for the principal reason that an insured under the policy operates at the insured location a day-care facility, as defined in 52-2-703, that satisfies the requirements of 52-2-723 or 52-2-724.
(2) This section does not prevent an insurer from excluding or limiting coverage with respect to liability or property losses arising out of an insured's business pursuits, including those related to the operation of a day-care facility.
History: En. Sec. 8, Ch. 120, L. 1987.
Structure Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 15. The Insurance Contract
Part 11. Property or Casualty Insurance -- Premium Changes, Cancellation, and Claim Information
33-15-1101. Purpose -- applicability
33-15-1103. Midterm cancellation
33-15-1104. Anniversary cancellation -- anniversary rate increases
33-15-1105. Nonrenewal -- renewal premium
33-15-1106. Renewal with altered terms
33-15-1107. Information about grounds for nonrenewal
33-15-1108. Limitation on midterm premium increases
33-15-1109. and 33-15-1110 reserved
33-15-1111. Home owner insurance not affected by day-care operations
33-15-1112. through 33-15-1120 reserved
33-15-1121. Unfair trade practices
33-15-1122. through 33-15-1125 reserved
33-15-1126. Disclosure of certain claim information on insurance policies