Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 15. The Insurance Contract

33-15-201. Restrictions on contracting for personal insurance -- insurable interests -- violation - 33-15-201. Restrictions on contracting for personal insurance -- insurable interests...

33-15-202. through 33-15-204 reserved - 33-15-202 through 33-15-204 reserved.

33-15-205. Restrictions on property insurance -- interest - 33-15-205. Restrictions on property insurance -- interest. (1) No contract...

33-15-206. Interest of named insured -- change of interest on death -- transfer - 33-15-206. Interest of named insured -- change of interest on...

33-15-207. Insurance without interest or of wager -- void - 33-15-207. Insurance without interest or of wager -- void. (1)...

Part 3. Policy Provisions

33-15-301. Requiring standard provisions -- waiver - 33-15-301. Requiring standard provisions -- waiver. (1) Insurance contracts must...

33-15-302. Policy must contain entire contract - 33-15-302. Policy must contain entire contract. The policy, when issued,...

33-15-303. Contents of policies in general -- identification - 33-15-303. Contents of policies in general -- identification. (1) Each...

33-15-304. Permissible content - 33-15-304. Permissible content. A policy may contain additional provisions not...

33-15-305. Prohibited content -- charter or bylaws - 33-15-305. Prohibited content -- charter or bylaws. No policy shall...

33-15-306. Execution of policies -- facsimile signature - 33-15-306. Execution of policies -- facsimile signature. (1) Every insurance...

33-15-307. Underwriters' and combination policies - 33-15-307. Underwriters' and combination policies. (1) Two or more authorized...

33-15-308. Explanation of charges - 33-15-308. Explanation of charges. An insurer, health service corporation, or...

33-15-309. through 33-15-314 reserved - 33-15-309 through 33-15-314 reserved.

33-15-315. Validity of noncomplying forms - 33-15-315. Validity of noncomplying forms. Any insurance policy, rider, or...

33-15-316. Construction of policies - 33-15-316. Construction of policies. Every insurance contract shall be construed...

33-15-317. Insurance coverage of punitive damages - 33-15-317. Insurance coverage of punitive damages. (1) Insurance coverage does...

33-15-318. Safety program requirement in workers' compensation policies - 33-15-318. Safety program requirement in workers' compensation policies. A policy,...

33-15-319. and 33-15-320 reserved - 33-15-319 and 33-15-320 reserved.

33-15-321. Life and disability insurance policy language simplification - 33-15-321. Life and disability insurance policy language simplification. Sections 33-15-321...

33-15-322. Purpose - 33-15-322. Purpose. (1) The purpose of 33-15-321 through 33-15-329 is...

33-15-323. Definitions - 33-15-323. Definitions. As used in 33-15-321 through 33-15-329, the following...

33-15-324. Application -- exceptions - 33-15-324. Application -- exceptions. (1) Sections 33-15-321 through 33-15-329 apply...

33-15-325. Minimum policy language simplification standards - 33-15-325. Minimum policy language simplification standards. (1) In addition to...

33-15-326. Construction -- time period - 33-15-326. Construction -- time period. Nothing in 33-15-321 through 33-15-329...

33-15-327. Powers of the commissioner - 33-15-327. Powers of the commissioner. The commissioner may authorize a...

33-15-328. Approval of forms - 33-15-328. Approval of forms. A policy form meeting the requirements...

33-15-329. Applicability schedule - 33-15-329. Applicability schedule. (1) Except as provided in 33-15-324, the...

33-15-330. through 33-15-332 reserved - 33-15-330 through 33-15-332 reserved.

33-15-333. Short title - 33-15-333. Short title. Sections 33-15-333 through 33-15-340 may be cited...

33-15-334. Purpose - 33-15-334. Purpose. (1) The purpose of 33-15-333 through 33-15-340 is...

33-15-335. Definitions - 33-15-335. Definitions. As used in 33-15-333 through 33-15-340, the following...

33-15-336. Applicability - 33-15-336. Applicability. (1) Other statutes of this state setting simplification...

33-15-337. Minimum policy simplification standards - 33-15-337. Minimum policy simplification standards. (1) All property and casualty...

33-15-338. Powers of commissioner - 33-15-338. Powers of commissioner. (1) At the commissioner's discretion, the...

33-15-339. Compliance with other statutorily required language - 33-15-339. Compliance with other statutorily required language. The requirements of...

33-15-340. Liability and coverage not imputed - 33-15-340. Liability and coverage not imputed. The existence or nonexistence...

Part 4. Application, Issuance, Renewal, Assignment, and Return

33-15-401. Application required -- life and disability insurance - 33-15-401. Application required -- life and disability insurance. No life...

33-15-402. Application as evidence -- copy to insured -- alteration - 33-15-402. Application as evidence -- copy to insured -- alteration....

33-15-403. Representations in applications -- benefit precluded and rescission allowed if fraudulent or material - 33-15-403. Representations in applications -- benefit precluded and rescission allowed...

33-15-404. through 33-15-410 reserved - 33-15-404 through 33-15-410 reserved.

33-15-411. Binders for temporary insurance - 33-15-411. Binders for temporary insurance. (1) Binders or other contracts...

33-15-412. Delivery of policy - 33-15-412. Delivery of policy. (1) Subject to the insurer's requirements...

33-15-413. Renewal by certificate - 33-15-413. Renewal by certificate. Any insurance policy terminating by its...

33-15-414. Assignment - 33-15-414. Assignment. (1) A policy or group certificate issued under...

33-15-415. Notice of right to return policy - 33-15-415. Notice of right to return policy. Each individual life...

33-15-416. Dating of insurance applications -- antedating prohibited - 33-15-416. Dating of insurance applications -- antedating prohibited. An application...

Part 5. Claims and Benefits

33-15-501. Payment discharges insurer -- notice to contrary - 33-15-501. Payment discharges insurer -- notice to contrary. Whenever the...

33-15-502. Minor may give acquittance - 33-15-502. Minor may give acquittance. (1) Any minor domiciled in...

33-15-503. Forms for proof of loss to be furnished - 33-15-503. Forms for proof of loss to be furnished. An...

33-15-504. Claims administration not waiver - 33-15-504. Claims administration not waiver. Without limitation of any right...

33-15-505. through 33-15-510 reserved - 33-15-505 through 33-15-510 reserved.

33-15-511. Exemption from execution of life insurance proceeds - 33-15-511. Exemption from execution of life insurance proceeds. (1) If...

33-15-512. Exemption from execution of proceeds of group life -- exception - 33-15-512. Exemption from execution of proceeds of group life --...

33-15-513. Exemption from execution of proceeds of disability insurance - 33-15-513. Exemption from execution of proceeds of disability insurance. The...

33-15-514. Exemption from execution of proceeds of annuity contracts -- assignability of rights - 33-15-514. Exemption from execution of proceeds of annuity contracts --...

Part 6. Electronic Delivery of Insurance Notices or Documents

33-15-601. Definitions - 33-15-601. Definitions. As used in this part, the following definitions...

33-15-602. Electronic delivery permitted - 33-15-602. Electronic delivery permitted. (1) Subject to the requirements of...

33-15-603. Conditions for electronic delivery - 33-15-603. Conditions for electronic delivery. (1) An insurer may use...

33-15-604. Withdrawal of consent to electronic delivery - 33-15-604. Withdrawal of consent to electronic delivery. (1) Withdrawal of...

33-15-605. Protection of information - 33-15-605. Protection of information. An insurer delivering a notice or...

33-15-606. Validity of electronic delivery - 33-15-606. Validity of electronic delivery. The legal effectiveness, validity, or...

33-15-607. through 33-15-609 reserved - 33-15-607 through 33-15-609 reserved.

33-15-610. Application to other laws - 33-15-610. Application to other laws. The provisions of this part...

33-15-611. Rulemaking - 33-15-611. Rulemaking. The commissioner may adopt rules necessary to implement...

Part 11. Property or Casualty Insurance -- Premium Changes, Cancellation, and Claim Information

33-15-1101. Purpose -- applicability - 33-15-1101. Purpose -- applicability. (1) The purpose of this part...

33-15-1102. Definitions - 33-15-1102. Definitions. As used in this part, the following definitions...

33-15-1103. Midterm cancellation - 33-15-1103. Midterm cancellation. (1) An insurer may not cancel an...

33-15-1104. Anniversary cancellation -- anniversary rate increases - 33-15-1104. Anniversary cancellation -- anniversary rate increases. (1) An insurer...

33-15-1105. Nonrenewal -- renewal premium - 33-15-1105. Nonrenewal -- renewal premium. (1) (a) An insured has...

33-15-1106. Renewal with altered terms - 33-15-1106. Renewal with altered terms. (1) If an insurer offers...

33-15-1107. Information about grounds for nonrenewal - 33-15-1107. Information about grounds for nonrenewal. (1) If the insurer...

33-15-1108. Limitation on midterm premium increases - 33-15-1108. Limitation on midterm premium increases. (1) In any case...

33-15-1109. and 33-15-1110 reserved - 33-15-1109 and 33-15-1110 reserved.

33-15-1111. Home owner insurance not affected by day-care operations - 33-15-1111. Home owner insurance not affected by day-care operations. (1)...

33-15-1112. through 33-15-1120 reserved - 33-15-1112 through 33-15-1120 reserved.

33-15-1121. Unfair trade practices - 33-15-1121. Unfair trade practices. (1) The failure of an insurer...

33-15-1122. through 33-15-1125 reserved - 33-15-1122 through 33-15-1125 reserved.

33-15-1126. Disclosure of certain claim information on insurance policies - 33-15-1126. Disclosure of certain claim information on insurance policies. (1)...

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Montana Code Annotated Title 33. Insurance and Insurance Companies Chapter 15. The Insurance Contract

Montana Code Annotated
Title 33. Insurance and Insurance Companies
Chapter 15. The Insurance Contract