Mississippi Code
General Provisions
§ 81-5-3. Bank not to permit use of its name

It shall be unlawful for any bank or corporation liable to taxation on its capital stock to permit any person to use its name in taking promissory notes, mortgages or deeds or trust, or to permit such instruments to indicate on their face that they are payable to such bank or corporation when the money to secure which such instruments are taken is not actually advanced or is not intended to be advanced by such bank or corporation, and it shall be unlawful for any person to use the name of such bank or corporation in making loans of money. Any such bank or corporation or individual violating the provisions of this section shall be liable to a penalty of twenty-five per cent of the amount of such loan, to be recovered by the state.

Structure Mississippi Code

Mississippi Code

Title 81 - Banks and Financial Institutions

Chapter 5 - General Provisions Relating to Banks and Banking

General Provisions

§ 81-5-2. Private corporation laws; application to state banks

§ 81-5-3. Bank not to permit use of its name

§ 81-5-5. Local and regional banks for farm loans authorized

§ 81-5-7. Preservation of old records

§ 81-5-9. Banks shall become members of the Federal Deposit Insurance Corporation

§ 81-5-11. State banks may become members of Federal Reserve Bank

§ 81-5-13. Federal Reserve Act requirements must be observed

§ 81-5-15. Officers and employees of banks to furnish fidelity bond; insurance

§ 81-5-17. Bank stock; transfer and use as collateral

§ 81-5-19. Stock; record of transfer of to be kept

§ 81-5-21. Stock of other banks not to be owned

§ 81-5-23. Preferred stock; issuance authorized

§ 81-5-25. Investments in stock of small business investment companies

§ 81-5-27. Liability of stockholders

§ 81-5-29. Corporations may be formed to purchase, hold and own bank assets

§ 81-5-31. Voting trusts prohibited

§ 81-5-33. Powers in regard to trusts

§ 81-5-34. Accounts of administrators, executors, guardians, trustees, and other fiduciaries

§ 81-5-35. State and national banks acting in fiduciary capacity not required to file bond; exception

§ 81-5-39. Banks may register securities held in fiduciary capacity in name of bank's nominee

§ 81-5-41. Foreign investors may engage in certain activities without qualifying

§ 81-5-45. Qualification and oath of directors; meetings; executive and auditing committee

§ 81-5-47. Directors may contract to sell stock while continuing to serve

§ 81-5-49. Interlocking directorates prohibited

§ 81-5-51. Loans to directors and executive officers

§ 81-5-53. Limitation of liability when dealing with agents, trustees, etc.

§ 81-5-56. Month and year checking account opened to be printed on face of checks

§ 81-5-57. Excess deposits; limit and penalty

§ 81-5-59. Deposit of minors

§ 81-5-61. Safe deposit boxes; leasing to minors

§ 81-5-62. Accounts payable at death

§ 81-5-64. Access to safe-deposit box upon death of sole lessee or last surviving co-lessee; definitions; order of priority; documentation required; rights and responsibilities of persons granted access; liability protections to financial institution...

§ 81-5-65. Accounts of deceased depositors to be reported; publicity of same

§ 81-5-67. Settlement of adverse claims to deposits

§ 81-5-71. Certifying checks

§ 81-5-75. Authorization for payment of dividend

§ 81-5-77. Limit of loans and extensions of credit to single borrower

§ 81-5-79. Small loans

§ 81-5-81. Effect of third-party deposits to induce making of unsound loans

§ 81-5-83. Limit of borrowing power of banks

§ 81-5-85. Consolidation, conversion or merger of state or state and national banks, state or federal savings and loan associations and state-chartered banks, and state or federal savings banks and state-chartered banks

§ 81-5-87. Holding of real estate by bank

§ 81-5-89. Limitations upon acceptances

§ 81-5-93. Clearinghouse associations authorized

§ 81-5-95. Powers of clearinghouse associations

§ 81-5-97. Banking hours

§ 81-5-98. Drive-in teller windows and branch offices considered to be branch banks

§ 81-5-101. Dissolution of solvent banks

§ 81-5-103. General penalty