Mississippi Code
Chapter 13 - Credit Unions
§ 81-13-15. Supervision by Department of Banking and Consumer Finance; rules and regulations; reports by credit unions

Credit unions shall be subject to the supervision of the Department of Banking and Consumer Finance. The Commissioner of Banking and Consumer Finance is empowered with authority to promulgate from time to time rules and regulations concerning the operation of credit unions; provided that such rules and regulations shall be consistent with and in conformity with the laws of the State of Mississippi. Credit unions shall make a report of condition thereto at least annually on blank forms to be supplied by said department. Credit unions shall transmit to the department such call reports within a time limitation established by the commissioner; however, such time limitation cannot exceed that set by the National Credit Union Administration. For any failure or delay in furnishing this report, the credit union shall be subject to an administrative fine, which may be imposed by the commissioner, of Fifty Dollars ($50.00) a day for each day while in such default. Reports shall be verified by both the chief elected official and the treasurer and additional reports may be required by the said department.

Structure Mississippi Code

Mississippi Code

Title 81 - Banks and Financial Institutions

Chapter 13 - Credit Unions

§ 81-13-1. Organization of credit union; hearing upon denial of license; commencement of corporate existence

§ 81-13-4. Insurance of accounts by National Credit Union Administration

§ 81-13-9. Restriction of term "credit union."

§ 81-13-11. Power

§ 81-13-12. Authorization to operate as federal credit union

§ 81-13-13. Membership

§ 81-13-15. Supervision by Department of Banking and Consumer Finance; rules and regulations; reports by credit unions

§ 81-13-17. Examination by Commissioner of Banking and Consumer Finance; powers of Commissioner; fees; acceptance of examination performed by National Credit Union Administration

§ 81-13-23. Fiscal year

§ 81-13-25. Elections

§ 81-13-27. Directors, officers; special duty of directors

§ 81-13-28. Member or employee not to participate in matters in which he or she has pecuniary interest; penalty

§ 81-13-29. Directors and members of supervisory committees not to receive compensation; compensation of treasurer

§ 81-13-33. Supervisory committee; suspension of directors, committee members or officers; review of credit union practices; audit and report

§ 81-13-35. Capital

§ 81-13-37. Shares and deposits of minors and in trust

§ 81-13-39. Authority to lend or invest funds; interest rates

§ 81-13-41. Power to borrow

§ 81-13-45. When borrower may repay loan

§ 81-13-51. Portion of net income set apart at close of fiscal year for reserve fund

§ 81-13-53. Dividends

§ 81-13-55. Expulsion of members

§ 81-13-57. Refunds to expelled or withdrawing members

§ 81-13-58. Deposit in name of two or more persons; payments to successors of deceased depositors without administration

§ 81-13-59. Voluntary dissolution

§ 81-13-61. Change of place of business

§ 81-13-63. Taxation

§ 81-13-71. Penal laws applicable

§ 81-13-73. Record keeping

§ 81-13-75. Conflicting laws repealed