A check or other draft does not of itself operate as an assignment of funds in the hands of the drawee available for its payment, and the drawee is not liable on the instrument until the drawee accepts it.
Structure Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 3 - Uniform Commercial Code - Negotiable Instruments
Part 4 - . Liability of Parties
§ 75-3-402. Signature by representative
§ 75-3-403. Unauthorized signature
§ 75-3-404. Impostors; fictitious payees
§ 75-3-405. Employer's responsibility for fraudulent indorsement by employee
§ 75-3-406. Negligence contributing to forged signature or alteration of instrument
§ 75-3-408. Drawee not liable on unaccepted draft
§ 75-3-409. Acceptance of draft; certified check
§ 75-3-410. Acceptance varying draft
§ 75-3-411. Refusal to pay cashier's checks, teller's checks, and certified checks
§ 75-3-412. Obligation of issuer of note or cashier's check
§ 75-3-413. Obligation of acceptor
§ 75-3-414. Obligation of drawer
§ 75-3-415. Obligation of indorser
§ 75-3-416. Transfer warranties
§ 75-3-417. Presentment warranties
§ 75-3-418. Payment or acceptance by mistake