Minnesota Statutes
Chapter 52 — Credit Unions
Section 52.17 — Reserve Fund.

Subdivision 1. [Repealed, 2002 c 342 s 11]
Subd. 2. Required liquidity. Every credit union shall maintain a reserve in the form of liquid assets at a level reasonably necessary to meet anticipated withdrawals, commitments, and loan demand. Reserves must be in cash and balances due from solvent banks or which may be, in whole or in part, in short term obligations guaranteed as to principal and interest by the United States government or in certificates of deposit of a federally insured bank or in a passbook or other account in a federally insured savings association or in balances due from the Minnesota Corporate Credit Union or ICU Services Corporation or United States Central Credit Union. The commissioner of commerce may prescribe the required amount of reserves for any individual credit union from time to time based upon examination findings or other reports relating to the credit union that are available to the commissioner. Reserves for an individual credit union as prescribed by the commissioner pursuant to this section shall be enforced in accordance with sections 46.24 and 46.30 to 46.33.
(7774-17) 1925 c 206 s 17; 1933 c 346 s 3; 1937 c 213 s 5; 1971 c 154 s 8; 1973 c 740 s 5; 1975 c 394 s 2; 1978 c 642 s 1; 1980 c 492 s 1; 1981 c 182 s 5; 1982 c 424 s 130; 1983 c 43 s 5; 1983 c 289 s 114 subd 1; 1984 c 512 s 6; 1984 c 655 art 1 s 92; 1989 c 127 s 2; 1995 c 202 art 1 s 25; 1997 c 187 art 3 s 11

Structure Minnesota Statutes

Minnesota Statutes

Chapters 46 - 59 — Banking

Chapter 52 — Credit Unions

Section 52.001 — Definitions.

Section 52.01 — Organization.

Section 52.02 — Resolutions, Amendment Of Bylaws And Certificate Of Organization, Approval.

Section 52.03 — "credit Union," Unlawful Use.

Section 52.04 — Powers.

Section 52.05 — Membership.

Section 52.06 — Supervision; Reports; Audits; Fees.

Section 52.062 — Credit Unions; Suspension Of Operation.

Section 52.063 — Proceedings Following Suspension, Continuation Of Suspension, Or Consent Cease And Desist Order; Appointment Of National Credit Union Administration Board As Receiver.

Section 52.064 — Receivership.

Section 52.07 — Fiscal Year; Meetings; Voting.

Section 52.08 — Annual Meeting.

Section 52.09 — Directors; Powers And Duties.

Section 52.10 — Credit Committee; Credit Manager; Powers.

Section 52.11 — Supervisory Committee; Duties.

Section 52.12 — Capital; Entrance Fees; Credit Union To Have Lien.

Section 52.13 — Deposits In Name Of Minor.

Section 52.131 — Multiparty Accounts.

Section 52.137 — Individual Retirement Accounts.

Section 52.14 — Interest On Loans.

Section 52.141 — Loan Expenses.

Section 52.15 — Borrowing; Limitation.

Section 52.16 — Lending; Conditions.

Section 52.165 — Graduated Payment Home Loan.

Section 52.17 — Reserve Fund.

Section 52.18 — Dividends.

Section 52.19 — Expulsion Or Withdrawal Of Members.

Section 52.191 — Inactive Accounts.

Section 52.20 — Voluntary Dissolution.

Section 52.201 — Reorganizing Federal Credit Union Into State Credit Union.

Section 52.202 — Directors May Execute Certificates.

Section 52.203 — Merger Or Consolidation.

Section 52.21 — Change Of Place Of Business.

Section 52.211 — Student Education Programs.

Section 52.212 — Senior Citizen Locations.

Section 52.24 — Mandatory Share And Deposit Insurance.