Minnesota Statutes
Chapter 52 — Credit Unions
Section 52.14 — Interest On Loans.

Subdivision 1. [Repealed, 1982 c 494 s 5]
Subd. 2. Maximum allowable rate. Interest rates on unpaid balances of loans made by a credit union shall not exceed one percent a month or the rate of interest authorized by section 48.195, whichever is greater at the time the loan is made. If the rate of interest charged is permitted by section 48.195 at the time the loan is made, the rate does not later become usurious because of a fluctuation in the federal discount rate.
(7774-14) 1925 c 206 s 14; 1980 c 522 s 3; 1982 c 494 s 4

Structure Minnesota Statutes

Minnesota Statutes

Chapters 46 - 59 — Banking

Chapter 52 — Credit Unions

Section 52.001 — Definitions.

Section 52.01 — Organization.

Section 52.02 — Resolutions, Amendment Of Bylaws And Certificate Of Organization, Approval.

Section 52.03 — "credit Union," Unlawful Use.

Section 52.04 — Powers.

Section 52.05 — Membership.

Section 52.06 — Supervision; Reports; Audits; Fees.

Section 52.062 — Credit Unions; Suspension Of Operation.

Section 52.063 — Proceedings Following Suspension, Continuation Of Suspension, Or Consent Cease And Desist Order; Appointment Of National Credit Union Administration Board As Receiver.

Section 52.064 — Receivership.

Section 52.07 — Fiscal Year; Meetings; Voting.

Section 52.08 — Annual Meeting.

Section 52.09 — Directors; Powers And Duties.

Section 52.10 — Credit Committee; Credit Manager; Powers.

Section 52.11 — Supervisory Committee; Duties.

Section 52.12 — Capital; Entrance Fees; Credit Union To Have Lien.

Section 52.13 — Deposits In Name Of Minor.

Section 52.131 — Multiparty Accounts.

Section 52.137 — Individual Retirement Accounts.

Section 52.14 — Interest On Loans.

Section 52.141 — Loan Expenses.

Section 52.15 — Borrowing; Limitation.

Section 52.16 — Lending; Conditions.

Section 52.165 — Graduated Payment Home Loan.

Section 52.17 — Reserve Fund.

Section 52.18 — Dividends.

Section 52.19 — Expulsion Or Withdrawal Of Members.

Section 52.191 — Inactive Accounts.

Section 52.20 — Voluntary Dissolution.

Section 52.201 — Reorganizing Federal Credit Union Into State Credit Union.

Section 52.202 — Directors May Execute Certificates.

Section 52.203 — Merger Or Consolidation.

Section 52.21 — Change Of Place Of Business.

Section 52.211 — Student Education Programs.

Section 52.212 — Senior Citizen Locations.

Section 52.24 — Mandatory Share And Deposit Insurance.