Minnesota Statutes
Chapter 48 — Banks
Section 48.194 — Installment Sales Contracts; Loans.

A person may enter into a credit sale or service contract for sale to a state or national bank doing business in this state, and a bank may purchase and enforce the contract under the terms and conditions set forth in sections 47.59, subdivisions 2 and 4 to 14; and 51A.386, subdivision 4. A state bank or national bank may extend credit pursuant to the terms and conditions set forth in sections 47.59, 47.60, and 51A.386, subdivision 4.
1988 c 666 s 1; 1993 c 257 s 17; 1995 c 202 art 3 s 3; 1996 c 414 art 1 s 15; 1997 c 157 s 67; 1998 c 260 s 1

Structure Minnesota Statutes

Minnesota Statutes

Chapters 46 - 59 — Banking

Chapter 48 — Banks

Section 48.01 — Definitions.

Section 48.02 — Capital And Surplus; Prepayment Of Capital.

Section 48.03 — Shares.

Section 48.032 — Preemptive Rights.

Section 48.033 — State Banks, Liability Of Shareholders.

Section 48.04 — Increase And Reduction Of Capital.

Section 48.05 — Capital Not To Be Withdrawn; Dividends.

Section 48.055 — Issuance Of Preferred Stock, Conditions.

Section 48.056 — Reverse Stock Split.

Section 48.06 — Board Of Directors.

Section 48.07 — Officers; Appointment, Removal.

Section 48.08 — Directors And Officers, Restricted Use Of Bank Funds; Dealings With Bank.

Section 48.09 — Dividends; Surplus.

Section 48.10 — Annual Audit; Report.

Section 48.11 — Contracts, How Made.

Section 48.12 — Bonds Of Officers And Employees.

Section 48.13 — Conditions Of Bonds.

Section 48.14 — Examinations, Reports To Show Names Of Bonded Officers And Employees.

Section 48.15 — Special Powers.

Section 48.151 — Additional Powers.

Section 48.152 — State Bank Acquisition And Leasing Of Personal Property.

Section 48.153 — Installment Loans; Finance Charges; Minimum Charges.

Section 48.154 — Prepayment, Extension Of Terms.

Section 48.155 — Allowable Additional Charges.

Section 48.156 — Loan Due On Default.

Section 48.157 — Copy Of Note To Borrower.

Section 48.158 — Settlement Of Checks At Less Than Par.

Section 48.16 — Banks May Not Pledge Assets; Exceptions.

Section 48.17 — Powers Of Officers Or Employees.

Section 48.18 — Pledges Or Liens Of Assets Subject To Prior Liens.

Section 48.185 — Open End Loan Account Arrangements.

Section 48.194 — Installment Sales Contracts; Loans.

Section 48.195 — Interest Rates; Usury Limit For Depository Institutions.

Section 48.196 — Penalty For Usurious Interest.

Section 48.20 — Unauthorized Pledges, Notes, Liens Void.

Section 48.21 — Real Estate; Restrictions On Holding.

Section 48.221 — Reserves.

Section 48.23 — Bank Not To Lend On Its Own Stock Or Purchase Same.

Section 48.24 — Restrictions Upon Total Liabilities To A Bank.

Section 48.245 — War Veteran; Minority; Contract For Loan.

Section 48.27 — Limitation On Amount Of Deposits.

Section 48.28 — Liquidation Unless Deposits Are Reduced.

Section 48.30 — Deposits In Name Of Minor.

Section 48.301 — Multiparty Accounts.

Section 48.31 — State Banks Organized From National Banks.

Section 48.32 — State Banks Or Trust Companies May Be Members Of Federal Reserve Banks.

Section 48.33 — Execution Of Trust.

Section 48.35 — Clearinghouses.

Section 48.36 — Application.

Section 48.37 — Certificates From Commissioner.

Section 48.39 — Trust Accounts Recorded.

Section 48.40 — Subject To Orders Of Court.

Section 48.41 — Corporate Name.

Section 48.42 — Bank May Be Designated As Savings Bank.

Section 48.43 — Bank May Cease Operations; Duties Of Commissioner.

Section 48.44 — Bank May Organize As Trust Company.

Section 48.45 — Corporate Names.

Section 48.46 — Authorized Securities Purchased.

Section 48.47 — Banking And Trust Company Business.

Section 48.48 — Reports To Commissioner.

Section 48.49 — Books To Be Kept.

Section 48.512 — Procedures For Opening Checking Accounts.

Section 48.513 — Financial Intermediary Fees.

Section 48.56 — Banking Institution May Use Federal Banking Laws.

Section 48.59 — Commissioner May Accept Examinations And Reports Of Corporation.

Section 48.605 — State Banks, Employee Stock Option And Stock Purchase Plans.

Section 48.61 — Authorized Investments For State Banks And Trust Companies.

Section 48.62 — Bank May Issue Notes Or Debentures.

Section 48.63 — Security For Deposits Not Required.

Section 48.64 — Deposits Of Trust Funds.

Section 48.74 — Funds And Property Held In Fiduciary Capacity.

Section 48.88 — Violations; Penalties.

Section 48.89 — Clerical Service Corporation.

Section 48.892 — Clerical Services Offices.

Section 48.90 — Legislative Intent.

Section 48.91 — Title.

Section 48.92 — Definitions.

Section 48.93 — Acquisition Procedure.

Section 48.96 — Supervision.

Section 48.99 — Special Acquisitions Authorized.

Section 48.992 — Exemption.