The following entities are not required to place a security freeze on a consumer report under section 13C.016:
(1) a check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar methods of payments; and
(2) a deposit account information service company that issues reports regarding account closures due to fraud, substantial overdrafts, ATM abuse, or similar negative information regarding a consumer, to inquiring banks or other financial institutions for use only in reviewing a consumer request for a deposit account at the inquiring bank or financial institution.
2006 c 233 s 5
Structure Minnesota Statutes
Chapters 13 - 13C — Data Practices
Chapter 13C — Access To Consumer Reports
Section 13C.001 — Definitions.
Section 13C.01 — Access To Consumer Reports Prepared By Consumer Reporting Agencies.
Section 13C.016 — Consumer Security Freeze.
Section 13C.017 — Security Freeze; Changes To Information; Written Confirmation Required.
Section 13C.018 — Security Freeze; Not Applicable To Certain Consumer Reporting Agencies.
Section 13C.019 — Security Freeze; Exempt Entities.
Section 13C.02 — Disclosure Of Use Of Consumer Reports For Employment Purposes.
Section 13C.03 — Notice Of Adverse Action.