A consumer reporting agency is not required to place a security freeze in a consumer report under section 13C.016 if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple consumer reporting agencies, and does not maintain a permanent database of credit information from which new consumer reports are produced. However, a consumer reporting agency must honor any security freeze placed on a consumer report by another consumer reporting agency.
2006 c 233 s 4
Structure Minnesota Statutes
Chapters 13 - 13C — Data Practices
Chapter 13C — Access To Consumer Reports
Section 13C.001 — Definitions.
Section 13C.01 — Access To Consumer Reports Prepared By Consumer Reporting Agencies.
Section 13C.016 — Consumer Security Freeze.
Section 13C.017 — Security Freeze; Changes To Information; Written Confirmation Required.
Section 13C.018 — Security Freeze; Not Applicable To Certain Consumer Reporting Agencies.
Section 13C.019 — Security Freeze; Exempt Entities.
Section 13C.02 — Disclosure Of Use Of Consumer Reports For Employment Purposes.
Section 13C.03 — Notice Of Adverse Action.