Michigan Compiled Laws
218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)
Section 500.2636 - Rating Organizations; Subscribers; Notice of Changes in Rules and Regulations; Review; Order.

Sec. 2636.
(1) Subject to rules and regulations which have been approved by the commissioner as reasonable, each rating organization shall permit any insurer, not a member, to be a subscriber to its rating services for any kind of insurance, subdivision, or class of risk or a part or combination thereof for which it is authorized to act as a rating organization. Notice of proposed changes in such rules and regulations shall be given to subscribers. Each rating organization shall furnish its rating services without discrimination to its members and subscribers.
(2) The reasonableness of any rule or regulation in its application to subscribers, or the refusal of any rating organization to admit an insurer as a subscriber, shall, at the request of any subscriber or any such insurer, be reviewed by the commissioner at a hearing held upon at least 10 days' written notice to such rating organization and to such subscriber or insurer. If the commissioner finds that such rule or regulation is unreasonable in its application to subscribers, he shall order that such rule or regulation shall not be applicable to subscribers.
(3) If the rating organization fails to grant or reject an insurer's application for subscribership within 30 days after it was made, the insurer may request a review by the commissioner as if the application had been rejected. If the commissioner finds that the insurer has been refused admittance to the rating organization as a subscriber without justification, he shall order the rating organization to admit the insurer as a subscriber. If he finds that the action of the rating organization was justified, he shall make an order affirming its action.
History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-26 - Chapter 26 Fire and Inland Marine Rates (500.2600...500.2674)

Section 500.2600 - Purpose of Chapter; Construction.

Section 500.2601 - Scope of Chapter.

Section 500.2603 - Rate-Making Provisions; Uniformity.

Section 500.2604 - Expired. 1980, Act 461, Eff. Dec. 31, 1980.

Section 500.2606 - Rate Filings; Proposed Effective Date; Character and Extent of Coverage; Insufficient Information; Public Inspection; Trade Secret; Inland Marine Rates; Insurer as Member of or Subscriber to Rating Organization.

Section 500.2608 - Rate Filings; Review by Insurance Commissioner; Waiting Period; Specific Inland Marine Rates on Risks.

Section 500.2610 - Filing Requirements; Modification or Suspension by Insurance Commissioner.

Section 500.2612 - Rate Filings; Adherence by Insurer.

Section 500.2614 - Rate Organization; Excess Rates on Specific Risks.

Section 500.2616 - Disapproval of Filing by Insurance Commissioner; Notice; Waiting Period; Specific Inland Marine Rate.

Section 500.2618 - Failure of Filing to Meet Requirements; Procedure.

Section 500.2620 - Disapproval of Filing; Complaint of Aggrieved Person or Organization; Hearing; Notice; Order Rendering Filing Ineffective.

Section 500.2626 - Manual, Minimum, Class Rate, Rating Schedule, Rating Plan or Rule; Rates Meeting Standards.

Section 500.2628 - Rates; Alternative Method of Filing; Disapproval; Hearing; Order; Approval; Adjustment of Premium; Review.

Section 500.2630 - Rating Organization; License Application, Contents.

Section 500.2636 - Rating Organizations; Subscribers; Notice of Changes in Rules and Regulations; Review; Order.

Section 500.2638 - Rating Organizations; Rules Affecting Payment of Dividends, Savings or Unabsorbed Premiums.

Section 500.2640 - Rating Organizations; Cooperation With Other Rating Organizations and Insurers, Discontinuance.

Section 500.2642 - Rating Organizations; Submission of Policies for Examination; Actuarial, Technical, or Other Services.

Section 500.2646 - Rating Organizations; Deviation, Procedure, Termination of Deviation.

Section 500.2648 - Rating Organizations; Alternative Methods for Deviation.

Section 500.2650 - Rating Organizations; Member or Subscriber, Appeal to Insurance Commissioner.

Section 500.2652 - Rating Organization and Insurer; Rating Information to Insured, Hearing; Appeal.

Section 500.2654 - Advisory Organizations; Definition; Filing; Discontinuance of Unfair or Unreasonable Practices; Rate Filings; Violation.

Section 500.2658 - Joint Underwriting or Reinsurance; Unfair Activities.

Section 500.2662 - Examination of Rating Advisory Organizations; Report.

Section 500.2664 - Statistical Plans; Exchange of Data, Consultation.

Section 500.2666 - Withholding Information, False or Misleading Information; Penalties.

Section 500.2670 - Violation of Chapter; Imposition and Disposition of Civil Fines; Suspension or Revocation of License.

Section 500.2672 - Insurer or Rating Organization Aggrieved by Order Without Hearing; Hearing, Court Review.

Section 500.2674 - Insurance Commissioner; Regulatory Powers.