Michigan Compiled Laws
218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)
Section 500.2412 - Filing Requirements; Adherence by Insurer.

Sec. 2412.
No insurer shall make or issue a contract or policy except in accordance with filings which are in effect for said insurer as provided in this chapter or in accordance with sections 2410 or 2414.
History: 1956, Act 218, Eff. Jan. 1, 1957 Popular Name: Act 218

Structure Michigan Compiled Laws

Michigan Compiled Laws

Chapter 500 - Insurance Code of 1956

Act 218 of 1956 - The Insurance Code of 1956 (500.100 - 500.8302)

218-1956-24 - Chapter 24 Casualty Insurance Rates (500.2400...500.2484)

Section 500.2400 - Purposes and Interpretation of Chapter.

Section 500.2400a - Repealed. 1993, Act 200, Eff. Dec. 28, 1994.

Section 500.2401 - Applicability of Chapter; Insurance or Coverage Subject to Regulation by Another Rate Regulatory Chapter; Filing Designation With Commissioner; Order for Prior Approval; Absence of Reasonable Degree of Competition.

Section 500.2402 - Definitions; Data Collection Agency; Creation; Purpose; Governing Board; Appointment, Terms, and Qualifications of Members; Conduct of Business at Public Meeting.

Section 500.2403 - Rate-Making Provisions; Uniformity Among Insurers.

Section 500.2404 - Secondary or Merit Rating Plan for Commercial Liability Insurance Rates; Rating Plan for Medical Malpractice Insurance; Limitations; “Commercial Liability Insurance” Defined.

Section 500.2405 - Liquor Liability Insurance Policies; Server Training Discount Plan; Certified Server Training Course.

Section 500.2406 - Required Filings by Insurers; Insufficient Information; Supporting Information; Notice; Public Inspection; Becoming Member of or Subscriber to Licensed Rating Organization; Rates and Rating Systems Regarding Worker's Compensation I...

Section 500.2407 - “Pure Premium Data” Defined; Worker's Compensation Insurance; Collecting, Compiling, or Making Available to Insurers Certain Information; Filing Rating System Incompatible With Approved Statistical Plans; Proposed Plan for Reportin...

Section 500.2408 - Review of Filings by Commissioner; Purpose; Waiting Period; Extension; Effective Date of Filing; Special Filing; Section Inapplicable to Worker's Compensation Insurance.

Section 500.2409 - Repealed. 2016, Act 101, Eff. Aug. 1, 2016.

Section 500.2409a - Repealed. 2016, Act 101, Eff. Aug. 1, 2016.

Section 500.2409b - Repealed. 2016, Act 104, Eff. Aug. 1, 2016.

Section 500.2409c - Repealed. 2016, Act 99, Eff. Aug. 1, 2016.

Section 500.2410 - Filing Requirements; Modification or Suspension by Insurance Commissioner.

Section 500.2411 - Rates and Rating Systems; Classifications; Merit Rating Plan; Use of Single Enterprise Rule or Similar Rule Prohibited.

Section 500.2412 - Filing Requirements; Adherence by Insurer.

Section 500.2414 - Filing Requirements; Excess Rates on Specific Risks.

Section 500.2416 - Disapproval of Filing; Notice; Waiting Period.

Section 500.2418 - Disapproval of Filing After Approval; Hearing; Notice; Procedure.

Section 500.2419 - Excessive Premium Charges for Worker's Compensation Insurance; Personal Meeting With Management Representative; Providing Reserve and Redemption Information to Insured Upon Request; Determination of Dispute by Commissioner; Rules;...

Section 500.2420 - Complaint of Aggrieved Person or Organization; Application for Hearing; Notice; Order Rendering Filing Ineffective; Filing by Insurer Providing Worker's Compensation Insurance Controlled by Nonprofit Health Care Corporation; Prohib...

Section 500.2421 - Insurer Authorized to Write Worker's Compensation Insurance; Prohibited Acts.

Section 500.2426 - Manual of Classifications, Rules and Rating Plans; Rates Meeting Standards.

Section 500.2430 - Manual of Classifications; Rules and Rating Plans; Alternative Filing; Effective Date; Hearing; Order of Disapproval; Adjustment of Premium; Review of Filing.

Section 500.2431 - Group Rated Automobile Insurance; MCL 500.2430 Inapplicable.

Section 500.2434 - Malpractice Insurance for Physicians; Rating Classifications; Furnishing Classifications to Legislature and Governor.

Section 500.2436 - Application for License as Rating Organization; Issuance of License by Commissioner; Fee; Duration; Notification of Changes.

Section 500.2438 - Rating Organizations; Subscribers; Notice of Changes in Rules; Furnishing of Service Without Discrimination; Review; Order.

Section 500.2440 - Rating Organizations; Rules Affecting Payment of Dividends, Savings or Unabsorbed Premium.

Section 500.2446 - Rating Organizations; Cooperation With Other Rating Organizations and Insurers, Discontinuance.

Section 500.2450 - Rating Organizations; Deviation From Filings, Procedure, Termination of Deviation.

Section 500.2452 - Rating Organizations; Alternative Deviation, Without Waiting Period, Procedure, Termination of Deviation.

Section 500.2456 - Rating Organizations; Subscriber Appeal to Insurance Commissioner From Action by Organization.

Section 500.2458 - Furnishing Information as to Rates; Hearings for Persons Aggrieved by Rating System; Appeal; Representation.

Section 500.2462 - Advisory Organizations; Definition; Filing; Discontinuance of Unfair or Unreasonable Practices; Rate Filings; Violation.

Section 500.2464 - Joint Underwriting or Reinsurance; Unfair Activities.

Section 500.2468 - Examination of Rating Organizations; Report.

Section 500.2472 - Statistical Plans; Exchange of Data, Consultation.

Section 500.2474 - Prohibited Acts; Violation; Penalties.

Section 500.2475 - Policy Forms and Statistical Plans for Worker's Compensation Insurance; Continuation.

Section 500.2476 - Assigned Risks; Rate Modifications.

Section 500.2477 - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

Section 500.2477a - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

Section 500.2477b - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

Section 500.2477c - Repealed. 2016, Act 102, Eff. Aug. 1, 2016.

Section 500.2477d - Repealed. 2016, Act 98, Eff. Aug. 1, 2016.

Section 500.2478 - Violation of Chapter; Imposition and Disposition of Civil Fine; Suspension or Revocation of License.

Section 500.2482 - Insurer or Rating Organization Aggrieved by Order Without Hearing; Hearing, Court Review.

Section 500.2484 - Insurance Commissioner; Regulatory Powers.