Massachusetts General Laws
Chapter 167i - Corporate Bank Transactions: Mergers, Consolidations, Purchase of Assets and Conversions
Section 9 - Conversion of Mutual Bank to Stock Bank

Section 9. Notwithstanding any general or special law to the contrary, a mutual bank, subject to approval of the commissioner, may convert to a stock bank.
Any mutual bank which converts to a stock bank shall have all the powers and privileges of a savings bank or co-operative bank, as applicable.
The commissioner shall have the authority to conduct a supervisory conversion of a mutual bank to stock form if the commissioner determines that upon liquidation of the mutual bank there would be no equity value realizable by the depositors of the mutual bank.
The commissioner shall prescribe from time to time such rules and regulations as may be necessary or proper in carrying out this section.

Structure Massachusetts General Laws

Massachusetts General Laws

Part I - Administration of the Government

Title XXII - Corporations

Chapter 167i - Corporate Bank Transactions: Mergers, Consolidations, Purchase of Assets and Conversions

Section 1 - Definitions

Section 2 - Merger or Consolidation of Mutual Banks or Thrift Institutions Into Single Mutual Bank or Thrift Institution

Section 3 - Merger or Consolidation of Stock Banks, Federally-Chartered Banks, Out-of-State Banks and Limited Purpose Trust Companies Into Single Stock Bank, Federally-Chartered Bank or Out-of-State Bank

Section 4 - Merger or Consolidation of Mutual Banks or Subsidiary Banking Institutions and Credit Unions or Federal Credit Unions Into Single Mutual Bank or Subsidiary Banking Institution

Section 5 - Expedited Consolidation or Sale of Assets of Bank Certified as Unsafe to Transact Business

Section 6 - Age and Concentration Limitations for Approval of Application for Merger or Consolidation

Section 7 - Articles of Consolidation or Merger

Section 8 - Advance, Loan Upon or Purchase of Whole or Part of Assets or Stock of Any Bank, etc., in Possession of Commissioner Pursuant to Secs. 22 to 36 of Chapter 167 or Assisted by or in Possession of Insurer

Section 9 - Conversion of Mutual Bank to Stock Bank

Section 10 - Conversion of Credit Union to Mutual Bank

Section 11 - Consolidation, Merger or Conversion of Mutual Bank or Stock Bank Into Federally-Chartered Bank or Thrift Institution

Section 12 - Conversion of Federally-Charted Bank or Thrift Institution Into Bank Chartered Pursuant to Chapter 168, 170 or 172

Section 13 - Plan of Acquisition of Stock by Company Acquiring All the Capital Stock of Any Stock Bank

Section 14 - Notice of Proposed Acquisition of Control of Stock Bank; Disapproval of Proposed Acquisition

Section 15 - Dissolution and Liquidation of Bank

Section 16 - Termination of Membership of Savings Bank in Depositors Insurance Fund Upon Merger or Consolidation Into Bank, Federally Chartered Bank or Out-of-State Bank or Upon Acceptance of Federal Charter; Effect of Acceptance of Federal Charter;...

Section 17 - Notice to Depositors Insurance Fund Upon Proposal to Merge or Consolidate Co-Operative Bank Into a Bank or Upon Conversion to Federal Charter; Effect of Acceptance of Federal Charter; Effect of Conversion of Federal Bank or Federal Thrif...

Section 18 - Interim Banks