Massachusetts General Laws
Chapter 32b - Contributory Group General or Blanket Insurance for Persons in the Service of Counties, Cities, Towns and Districts, and Their Dependents
Section 5 - Amount of Employee Insurance Coverage; Schedules of Benefits; Determination; Excess Coverage, Withholding of Premium

Section 5. The amount of group life insurance on each employee and the amount of group accident death and dismemberment insurance on each employee shall be established by the appropriate public authority and shall be not less than two thousand dollars except that those employees desiring to elect optional coverage in excess of the amount or amounts so established may do so as provided in section eleven A. The schedules of hospital, surgical, medical, dental and other health insurance benefits and the amount to be provided each employee and his dependents shall be determined by the appropriate public authority subject to the amount of the appropriation made available for such purpose, provided, however, that to the extent such schedules exceed the schedule of benefits established under section eleven of this chapter, the premium applicable to such excess coverage shall be withheld from each payment of salary or wages of such employee and the governmental unit shall make no contribution applicable to such excess coverage. As determined by the rules and regulations of the appropriate public authority all insurance coverages authorized by this chapter may be considered as separable for any employee, retired employee or deferred retiree who applies for any part of such coverage.

Structure Massachusetts General Laws

Massachusetts General Laws

Part I - Administration of the Government

Title IV - Civil Service, Retirements and Pensions

Chapter 32b - Contributory Group General or Blanket Insurance for Persons in the Service of Counties, Cities, Towns and Districts, and Their Dependents

Section 1 - Purpose of Chapter

Section 2 - Definitions

Section 2a - Traffic Supervisors as Employees

Section 2b - Reserve, Permanent-Intermittent or Call Firefighters as Employees

Section 3 - Purchase of Group Life, Accidental Death, etc., Insurance Policies; Reinsurance Agreements

Section 3a - Administrative Services Contract for Payment of Claims by Political Subdivision; Claims Trust Fund; Annual Audit

Section 4 - Automatic Insurance of Employees; Election to Forego Coverage; Notice; Withdrawal

Section 5 - Amount of Employee Insurance Coverage; Schedules of Benefits; Determination; Excess Coverage, Withholding of Premium

Section 6 - Employees to Furnish Information; Certificate or Booklet of Coverage

Section 7 - Premiums; Withholding, Contribution; Direct Payment

Section 7a - Contribution and Withholding for Premiums; Subsidiary or Additional Rate; Payments in Lieu of Withholding; Acceptance of Section

Section 8 - Dividends, Refunds and Rate Credits to Inure to Benefit of Governmental Unit

Section 8a - Dividends and Refunds; Deposit in Employees' Group Insurance Trust Fund; Administrative Costs; Effective Date

Section 9 - Policy Provisions

Section 9a - Political Subdivision; Contribution for Insurance Premiums of Retired Employees

Section 9b - Death of Employee or Retired Employee; Continuation of Insurance Coverage by Spouse

Section 9c - Death of Fire Fighter; Continuation of Insurance Coverage by Spouse; Contribution by Governmental Unit; Acceptance of Provisions

Section 9c1/2 - Death of Call, Volunteer, Intermittent, Part-Time or Reserve Firefighter, Emergency Medical Services Provider or Police Officer; Continuation of Insurance Coverage by Spouse and Dependents

Section 9d - Insurance Premium Payable by Surviving Spouse; Contribution by Political Subdivisions

Section 9d1/2 - Insurance Premium Payable by Surviving Spouse; Additional Contribution by Political Subdivisions

Section 9d3/4 - Insurance Premium Payable by Surviving Spouse; Additional Contribution by Political Subdivisions Not Accepting Provisions of Secs. 9d or 9d1/2

Section 9e - Subsidiary or Additional Rate; Payment by Political Subdivisions; Premium Payment by Retired Employee; Acceptance of Section

Section 9f - Retired Local Employees; Life, Accidental Death and Dismemberment Coverage; Acceptance of Section

Section 9g - Surviving Spouse of Police Officer Killed in Line of Duty; Continuation of Group Coverage; Payment of Premiums; Acceptance of Section

Section 9h - Divorced or Separated Spouses; Continuation of Group Coverage

Section 9i - Employees on Military Leave of Absence for Active Service; Payment of Premiums; Acceptance of Section

Section 10 - Acceptance of Chapter by County, City, Town, Municipality or District

Section 10a - Purchase of Insurance by Public Authority Following Acceptance of Chapter

Section 11 - Schedules of Insurance Benefits; Establishment; Joint Participation; Administration

Section 11a - Additional Insurance; Application; Cancellation; Conversion

Section 11b - Insurance for Elderly Government Retirees

Section 11c - Optional Medicare Extension

Section 11d - Accidental Insurance for Policemen and Firefighters; Payment of Portion of Premiums by Municipalities

Section 11e - Life and Health Insurance for Retired Teachers; Appropriation of Funds Authorized; Acceptance of Section by Political Subdivisions

Section 11f - Disability Income Insurance for Nonoccupational Injury or Disease; Premiums; Cancellation; Dividends or Refunds; Acceptance of This Section

Section 12 - Joint Negotiation and Purchase of Insurance by Governmental Units; Trusts or Joint Purchase Agreements for Health Care Coverage

Section 14 - Rules and Regulations

Section 15 - Insurance Coverage for Employees of Governmental Units; Appropriation or Expenditure of Public Funds for Payment of Premiums

Section 16 - Optional Insurance for Services of Health Care Organizations

Section 17 - Election to Continue Insurance Coverages; Notice

Section 18a - Transfer of Retiree, Spouse or Dependent to Medicare Health Plan

Section 19 - Health Carriers; Contracts; Public Employee Committees; Agreements With Public Authorities; Transfer of Subscribers to Commission

Section 20 - Other Post–employment Benefits Liability Trust Fund; Sources of Funding; Custodian; Trustees; Separate Opeb Fund Board of Trustees as Investing Authority; Expenditures and Investments

Section 20a - Actuarial Valuation Report on Liabilities for Health Care and Other Post-Employment Benefits for Retired Employees; Summary Report

Section 21 - Manner of Changing Health Insurance Benefits; Estimation of Savings; Approval of Agreement; Immediate Implementation; Time for Review; Distribution of Savings; Regulations

Section 22 - Copayments, Deductibles, Tiered Provider Network Copayments and Other Cost-Sharing Plan Design Features; Increases

Section 23 - Transfer of Subscribers to Commission; Notice; Transfer to Medicare of Eligible Subscribers; Withdrawal From Commission Coverage; Group Coverage Provided by Commission; Deficit in Claims Trust Fund by Self-Insured Political Subdivision;...

Section 24 - Health Care Flexible Spending Accounts

Section 25 - Health Reimbursement Arrangements

Section 26 - Enrollment Audit

Section 27 - Historical Claims Data

Section 28 - Joint Negotiation and Purchase of Coverage

Section 29 - Annual Report on Non-Medicare and Medicare Plans With Largest Subscriber Enrollments