Maryland Statutes
Title 11 - Insurance Rating Law
Subtitle 3 - Competitive Rating

Part I - Definitions; General Provisions

Section 11-301 - Definitions - (a) In this subtitle the following words have the meanings...

Section 11-302 - Purposes and Construction of Subtitle - (a) The purposes of this subtitle are: (1) to protect...

Section 11-303 - Scope of Subtitle - (a) Notwithstanding Subtitle 2 of this title, this subtitle applies...

Part II - Rate Making -- in General

Section 11-306 - Rate Making Principles Generally - (a) The standards set forth in this section apply to...

Section 11-307 - Rate Filings - (a) (1) Except as otherwise provided in this subsection, each...

Section 11-308 - Improper Rates - (a) (1) If, after a hearing, the Commissioner finds that...

Section 11-309 - Waiting Period for Rates of Particular Insurer - (a) If, after a hearing, the Commissioner finds that the...

Section 11-310 - Waiting Period for Changes in Rates - (a) (1) The Commissioner may adopt a rule that requires...

Section 11-311 - Excess Rate for Specific Risk - On written application of an insurer that states its reasons...

Section 11-312 - Supporting Data - (a) (1) The Commissioner may require the filing of supporting...

Section 11-313 - Notice to Insureds of Noncompetitive Market - For a kind or line of insurance as to which...

Section 11-314 - Review of Application of Rating System - (a) Each rating organization and each insurer subject to this...

Section 11-315 - Special Rate Making Principles - (a) All homeowner’s insurance rates shall be made in accordance...

Part III - Rate Making -- Automobile Insurance Generally

Section 11-317 - Statement of Rate Classifications - (a) In this section, “increase in a policy premium” includes...

Section 11-318 - Special Rate Making Principles - (a) All automobile insurance rates shall be made in accordance...

Section 11-319 - Use of Territory as a Rate Determining Factor - An insurer that uses territory as a factor in establishing...

Part IV - Rate Making -- Geographic Distribution of Private Passenger Premium

Section 11-321 - Definitions - (a) In Part IV of this subtitle the following words...

Section 11-322 - Scope of Part - (a) Part IV of this subtitle applies to each authorized...

Section 11-323 - Data About Geographic Distribution of Private Passenger Premium - (a) On or before July 1 of each year, each...

Section 11-324 - Designation as Major Insurer - On or before August 15 of each year, the Commissioner...

Section 11-325 - Marketing Plan by Major Insurers - (a) On or before October 1 of each year, each...

Section 11-326 - Confidentiality of Information - (a) Notwithstanding any other provision of law, any data, documents,...

Part V - Rate Making -- Workers' Compensation Insurance

Section 11-329 - Workers' Compensation Insurers - (a) Each workers’ compensation insurer shall: (1) be a member...

Section 11-330 - Workers' Compensation Rate Filings - (a) In this section, “provision for claim payment” means an...

Section 11-331 - Reports - // EFFECTIVE UNTIL SEPTEMBER 30, 2023 PER CHAPTER 36 OF...

Section 11-332 - Single Classification Code for Governmental Occupations Not Included in Police, Firefighter, and Clerical Classifications. - ** TAKES EFFECT JANUARY 1, 2022 PER CHAPTER 36 OF...

Part VI - Rating Organizations and Similar Organizations

Section 11-333 - Rating Organizations; Advisory Organizations - (a) A rating organization may not provide a service that...

Section 11-334 - Cooperation Among Rating Organizations and Insurers - (a) Cooperation among rating organizations or among rating organizations and...

Part VII - Administrative Provisions

Section 11-337 - Rate Administration - (a) (1) Each insurer shall file with the Commissioner, and...

Part VIII - Prohibited Acts; Penalties

Section 11-341 - Prohibited Contracts and Policies - An insurer may not make or issue an insurance contract...

Section 11-342 - Reduction of Competition Prohibited - (a) In this section, “insurer” includes two or more affiliated...

Section 11-343 - False or Misleading Information - (a) A person may not willfully withhold information from or...

Section 11-344 - Penalties - (a) If, after notice and a hearing, the Commissioner finds...