Maryland Statutes
Title 11 - Insurance Rating Law
Subtitle 2 - Prior Approval Rate Making

Part I - General Provisions

Section 11-201 - Purposes, Intent, and Interpretation of Subtitle - (a) The purposes of this subtitle are: (1) to promote...

Section 11-202 - Scope of Subtitle - (a) (1) This subtitle applies to all types of insurers....

Part II - Rate Making -- in General

Section 11-205 - Rate Making Principles Generally - (a) All rates shall be made in accordance with the...

Section 11-206 - Rate Filings - (a) (1) Except as otherwise provided in this section, each...

Section 11-207 - Suspension or Modification of Filing Requirements - (a) (1) By written order, the Commissioner may suspend or...

Section 11-208 - Disapproval of Rates - (a) Unless the filer demonstrates that a proposed rate is...

Section 11-209 - Reduction of Approved Rates - (a) (1) Notwithstanding any other provision of this subtitle, an...

Section 11-210 - Excess Rate for Specific Risk - On written application of the insured that states its reasons...

Section 11-211 - Information to Insureds - (a) Within a reasonable time after a filer receives a...

Section 11-212 - Review of Application of Rating System - (a) Each filer shall provide reasonable means within the State...

Section 11-213 - Special Rate Making Principles - (a) All homeowner’s insurance rates shall be made in accordance...

Part III - Rate Making -- Automobile Insurance

Section 11-214 - Statement of Rate Classifications - (a) Each insurer that provides a private passenger automobile insurance...

Section 11-215 - Special Rate Making Principles - (a) All automobile insurance rates shall be made in accordance...

Section 11-216 - Use of Territory as a Rate Determining Factor - An insurer that uses territory as a factor in establishing...

Part IV - Rating Organizations and Similar Organizations

Section 11-218 - Rating Organizations - (a) (1) Any person, whether located within or outside the...

Section 11-219 - Deviations From Rating Organization Rates - (a) An insurer may deviate from the rates filed by...

Section 11-220 - Appeal by Member or Subscriber - (a) (1) A member of or subscriber to a rating...

Section 11-221 - Advisory Organizations - (a) Each advisory organization shall file with the Commissioner: (1)...

Section 11-222 - Groups Engaged in Joint Underwriting or Joint Reinsurance - (a) Each group, association, or other organization of insurers that...

Part V - Administrative Provisions

Section 11-225 - Examinations of Rating Organizations and Other Entities - (a) (1) At least once every 5 years, the Commissioner...

Section 11-226 - Rate Administration - (a) (1) (i) So that the experience of all insurers...

Section 11-227 - Regulations - The Commissioner may adopt reasonable rules and regulations necessary to...

Part VI - Prohibited Acts; Penalties

Section 11-230 - Prohibited Policies; Commissions Authorized - (a) An insurer or officer, insurance producer, or representative of...

Section 11-231 - False or Misleading Information - A person may not willfully withhold information from or knowingly...

Section 11-232 - Penalties - (a) (1) If the Commissioner finds that a person has...