(a) In this section, “consumer” means a party to an arbitration agreement who, in the context of the arbitration agreement, is an individual, not a business, who seeks or acquires, including by lease, any goods or services primarily for personal, family, or household purposes including financial services, health care services, or real property.
(b) (1) Except as provided in paragraph (2) of this subsection, any provision in an insurance contract with a consumer that requires arbitration is void and unenforceable.
(2) This subsection does not apply to a provision that establishes an appraisal process to determine the value of property.
Structure Maryland Statutes
Courts and Judicial Proceedings
Title 3 - Courts of General Jurisdiction -- Jurisdiction/special Causes of Action
Subtitle 2 - Arbitration and Award
Section 3-204 - Determination to Be Made Without Jury
Section 3-205 - Petition and Notice
Section 3-206 - Validity of Arbitration Agreements; Agreements Between Employers and Employees
Section 3-206.1 - Validity of Arbitration Provision in Insurance Contracts
Section 3-207 - Order to Arbitrate
Section 3-208 - Stay of Arbitration
Section 3-209 - Stay of Proceedings
Section 3-210 - When Order Not to Be Refused
Section 3-211 - Appointment of Arbitrators
Section 3-212 - Exercise of Power by Majority of Arbitrators
Section 3-213 - Arbitration Hearing and Notice
Section 3-214 - Rights of Parties at Arbitration Hearing; Rules of Evidence
Section 3-215 - Determination by Arbitrators
Section 3-216 - Right to Be Represented by Attorney; When Waiver Ineffective
Section 3-219 - Arbitration Award
Section 3-220 - Transcript of Proceedings
Section 3-221 - Expenses and Fees
Section 3-222 - Modification or Correction of Award
Section 3-223 - Correction or Modification of Award by Court
Section 3-224 - Vacating Award
Section 3-225 - Rehearing Before Arbitrators
Section 3-226 - Denial of Petition to Vacate
Section 3-227 - Confirmation of Award by Court
Section 3-228 - Judgment, Costs, and Disbursements
Section 3-229 - Death or Incompetence of Party
Section 3-230 - Proceedings Upon Death of a Party
Section 3-231 - Subtitle Not Retroactive