(a) (1) If an insurer fails to comply with any provision of § 27-602, § 27-603, § 27-604, § 27-605, § 27-606, § 27-607, § 27-608, § 27-610, or § 27-613 of this subtitle, the insurer is liable to the applicant for the coverage that was requested, or that would have become effective except for the failure to comply with these provisions, unless the person seeking coverage:
(i) no longer wishes the coverage;
(ii) has obtained other substantially equivalent coverage; or
(iii) fails to tender or pay the premium after reasonable demand for the premium has been made.
(2) The liability of an insurer under paragraph (1) of this subsection is in addition to any other penalties applicable by law.
(b) Liability for coverage does not apply to failure to comply with § 27-611 of this subtitle, as it relates to motor vehicle liability insurance.
Structure Maryland Statutes
Title 27 - Unfair Trade Practices and Other Prohibited Practices
Subtitle 6 - Cancellations, Nonrenewals, Premium Increases, and Reductions in Coverage
Section 27-601.2 - Delivery of Notice by Electronic Means
Section 27-602 - Cancellation or Nonrenewal of Policies -- Required Notices
Section 27-604 - Statement of Actual Reason for Cancellation of or Refusal to Renew Policy
Section 27-606 - Cancellation or Nonrenewal of Policies -- Required Notices
Section 27-607 - Notice of Amount of Renewal and Expiring Policy Premiums
Section 27-608 - Premium Increase for Commercial Insurance -- Notice Required
Section 27-608.1 - Transfer of Policyholder Between Insurers
Section 27-609 - Exclusion of Named Driver
Section 27-610 - Notice of Renewal Premium Due
Section 27-611 - Notice of Effect of Failure to Renew or Replace Motor Vehicle Insurance
Section 27-612 - Liability of Insurer for Coverage
Section 27-613 - Motor Vehicle Liability Insurance Policies
Section 27-614 - Private Passenger Motor Vehicle Liability Insurance Policies -- Premium Increase