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Subtitle 1 - General Provisions
Section 27-101 - Purpose of Title - The purpose of this title is to regulate trade practices...
Section 27-102 - Unfair Trade Practices Prohibited - A person may not engage in the State in a...
Section 27-103 - Cease and Desist Orders - (a) (1) If the Commissioner finds that a person in...
Section 27-104 - Procedures for Practices Not Expressly Defined - (a) If the Commissioner believes that a person engaged in...
Section 27-105 - Appeal by Intervenor - If an order issued by the Commissioner under § 27-103...
Subtitle 2 - Unfair Methods of Competition and Unfair and Deceptive Acts or Practices
Section 27-201 - Defined - The commission of an act prohibited under this subtitle is...
Section 27-202 - Misrepresentations About Policies - A person may not: (1) make, issue, circulate, or cause...
Section 27-203 - False Advertisements About Insurance Business - A person may not make, publish, disseminate, circulate, place before...
Section 27-204 - False Statements About Insurers - A person may not make, publish, disseminate, or circulate, directly...
Section 27-205 - False Statements of Financial Condition of Insurer - (a) A person may not knowingly file with a supervisory...
Section 27-206 - Boycott, Coercion, and Intimidation - A person may not enter into an agreement to commit,...
Section 27-207 - Stock and Contracts as Inducement to Insurance - A person may not issue, deliver, or allow an agent,...
Section 27-208 - Unfair Discrimination -- Life Insurance, Health Insurance, and Annuities - (a) (1) A person may not make or allow unfair...
Section 27-209 - Rebates -- Life Insurance, Health Insurance, and Annuities - (a) Except as otherwise expressly provided by law, a person,...
Section 27-210 - Effect of 27-208 and 27-209 of This Subtitle - (a) Sections 27–208 and 27–209 of this subtitle may not...
Section 27-211 - Use of Insurance as Inducement - (a) This section does not apply to: (1) insurance on...
Section 27-212 - Rebates and Unfair Discrimination -- Insurance Other Than Life Insurance, Health Insurance, and Annuities - (a) This section does not apply to life insurance, health...
Section 27-213 - Twisting Prohibited - A person may not make, issue, or cause to be...
Section 27-214 - Coerced or Tie-in Sales - (a) (1) A person may not require another person to...
Section 27-215 - Interlocking Ownership or Management - (a) An insurer may retain, invest in, or acquire all...
Section 27-216 - Improper Premiums and Charges - (a) A person may not willfully collect a premium or...
Section 27-217 - Group Insurance - (a) This section does not apply to: (1) life insurance;...
Section 27-218 - Burial Insurance Benefits - (a) All burial insurance benefits shall be paid in cash...
Section 27-219 - Misrepresentation as Insurer - A person that is not an insurer may not assume...
Section 27-220 - Maryland Children's Health Program - An insurance producer or insurer may not refer an individual...
Section 27-221 - Prohibition Against Reunderwriting - (a) (1) In this section the following words have the...
Section 27-222 - Violation of 15-112(h) of This Article Prohibited - A person may not violate § 15–112(h) of this article.
Section 27-223 - Misleading Use of Senior or Retiree Credential or Designation - (a) It is unlawful for any insurance producer to use...
Section 27-224 - Compliance With Federal Medicare Marketing Guidelines - When soliciting or advertising the sale of a Medicare Advantage...
Section 27-225 - Prohibition Against Confessed Judgment Clause in Bail Bond Agreements - (a) In this section “bail bond” has the meaning stated...
Subtitle 3 - Unfair Claim Settlement Practices
Section 27-301 - Intent and Effect of Subtitle - (a) The intent of this subtitle is to provide an...
Section 27-302 - Scope of Subtitle - (a) This subtitle applies to each individual or group policy,...
Section 27-303 - Unfair Claim Settlement Practices -- in General - It is an unfair claim settlement practice and a violation...
Section 27-304 - Unfair Claim Settlement Practices -- General Business Practice - It is an unfair claim settlement practice and a violation...
Section 27-304.1 - Regulations - The Commissioner shall adopt regulations that establish standards and procedures...
Section 27-305 - Penalties - (a) The Commissioner may impose a penalty: (1) not exceeding...
Section 27-306 - Appeals - An appeal from an order issued by the Commissioner under...
Subtitle 4 - Fraudulent Insurance Acts
Section 27-401 - Definitions - (a) In this subtitle the following words have the meanings...
Section 27-402 - Scope of Subtitle - The provisions of this subtitle that apply to insurers also...
Section 27-403 - Failure to Return Premiums; False or Misleading Claims - It is a fraudulent insurance act for a person: (1)...
Section 27-404 - Doing Business With Unlicensed Persons - It is a fraudulent insurance act for an insurer doing...
Section 27-405 - Representations to Public by Unlicensed Persons - (a) It is a fraudulent insurance act for a person...
Section 27-406 - False Applications and Statements; Unregulated Insurers - It is a fraudulent insurance act for a person: (1)...
Section 27-406.1 - Fraudulent Insurance Acts of Individual Sureties - (a) In this section, “individual surety” means a person that:...
Section 27-407 - Solicitation - (a) It is a fraudulent insurance act for: (1) a...
Section 27-407.1 - Intentional Motor Vehicle Accident - It is a fraudulent insurance act for a person, with...
Section 27-407.2 - Compensation for Deductible - It is a fraudulent insurance act for a contractor offering...
Section 27-408 - Penalties - (a) (1) A person that violates § 27–407 of this...
Subtitle 5 - Discrimination
Section 27-501 - Discrimination in Underwriting - (a) (1) An insurer or insurance producer may not cancel...
Section 27-502 - Discrimination in Surety Insurance - (a) A surety insurer may not cancel or refuse to...
Section 27-503 - Agreements With or Refusal to Accept Business From Insurance Producer - (a) An insurer may not cancel a written agreement with...
Section 27-504 - Discrimination Based on Domestic Violence - (a) (1) In this section the following words have the...
Section 27-504.1 - Prohibition Against Discrimination Against Victims of Crimes of Violence - (a) (1) In this section the following words have the...
Section 27-505 - Violations; Judicial Review - (a) (1) If the Commissioner finds that an insurer has...
Subtitle 6 - Cancellations, Nonrenewals, Premium Increases, and Reductions in Coverage
Section 27-601 - Definitions - (a) In this subtitle the following words have the meanings...
Section 27-601.1 - Transfers of Policy Holders Between Insurers Within Same Insurance Holding Company System as Renewal - (a) For purposes of this subtitle, with respect to policies...
Section 27-601.2 - Delivery of Notice by Electronic Means - (a) (1) In this section the following words have the...
Section 27-602 - Cancellation or Nonrenewal of Policies -- Required Notices - (a) (1) This section applies only to policies of: (i)...
Section 27-603 - Notice of Right to Replace Commercial Insurance Following Cancellation or Nonrenewal - (a) (1) This section applies only to policies of commercial...
Section 27-604 - Statement of Actual Reason for Cancellation of or Refusal to Renew Policy - (a) (1) This section applies only to policies of personal...
Section 27-605 - Statement of Actual Reason for Cancellation or Refusal to Renew Commercial Insurance Policy - (a) (1) This section applies only to policies of commercial...
Section 27-606 - Cancellation or Nonrenewal of Policies -- Required Notices - (a) (1) Except for life insurance, health insurance, and annuities,...
Section 27-607 - Notice of Amount of Renewal and Expiring Policy Premiums - (a) This section applies only to policies of personal insurance...
Section 27-608 - Premium Increase for Commercial Insurance -- Notice Required - (a) (1) This section applies to: (i) policies of commercial...
Section 27-608.1 - Transfer of Policyholder Between Insurers - (a) This section applies to policies of commercial insurance and...
Section 27-609 - Exclusion of Named Driver - (a) This section does not apply to a premium increase...
Section 27-610 - Notice of Renewal Premium Due - (a) (1) This section applies only to policies of personal...
Section 27-611 - Notice of Effect of Failure to Renew or Replace Motor Vehicle Insurance - Before the actual expiration of a policy of motor vehicle...
Section 27-612 - Liability of Insurer for Coverage - (a) (1) If an insurer fails to comply with any...
Section 27-613 - Motor Vehicle Liability Insurance Policies - (a) (1) This section applies only to private passenger motor...
Section 27-614 - Private Passenger Motor Vehicle Liability Insurance Policies -- Premium Increase - (a) In this section, “increase in premium” and “premium increase”...
Subtitle 7 - Unauthorized Insurers False Advertising Process Act
Section 27-701 - "Resident" Defined - In this subtitle, “resident” includes a domestic, alien, or foreign...
Section 27-702 - Purpose of Subtitle; Additional Power; Liberal Construction - (a) (1) The General Assembly declares that it is in...
Section 27-703 - Misrepresentation by Unauthorized Insurer Prohibited - An unauthorized foreign insurer or unauthorized alien insurer may not...
Section 27-704 - Action by Commissioner - (a) (1) If the Commissioner has reason to believe that...
Section 27-705 - Service on Unauthorized Insurer - (a) An unauthorized foreign insurer or unauthorized alien insurer is...
Section 27-706 - Short Title - This subtitle is the Unauthorized Insurers False Advertising Process Act.
Subtitle 8 - Reporting and Preventing Insurance Fraud
Section 27-801 - Definitions - (a) In this subtitle the following words have the meanings...
Section 27-802 - Reporting Suspected Insurance Fraud - (a) (1) An authorized insurer, its employees, fund producers, insurance...
Section 27-803 - Insurance Antifraud Plan - (a) (1) Each authorized insurer that has in force policies...
Section 27-804 - Antifraud Plans for Viatical Settlement Providers - (a) Each viatical settlement provider shall have in place an...
Section 27-805 - Required Disclosure Statements - (a) In this section, “claim form” means any document supplied...
Section 27-806 - Penalty - The penalty for a violation of this subtitle is as...
Subtitle 9 - Miscellaneous Provisions
Section 27-901 - Credit Life or Disability Insurance Premiums - (a) (1) In this section the following words have the...
Section 27-902 - Motor Vehicle Insurance -- Effect of Age or Physical Handicap or Disability - (a) A policy or contract of motor vehicle insurance may...
Section 27-903 - Premium Notice to Indicate Kind of Coverage - An insurer that submits to its policyholder a notice of...
Section 27-904 - Annuity Contracts -- Increased Social Security Payments - An annuity contract may not contain a provision that reduces...
Section 27-905 - Motor Vehicle Liability Insurance -- Billing Statements - (a) An insurer may not send a billing statement to...
Section 27-906 - Motor Vehicle Liability Insurance -- Warranty for Aftermarket Crash Parts - An insurer that issues or delivers in the State a...
Section 27-907 - Private Passenger Motor Vehicle Insurance -- Discount in Rate - An insurer that issues or renews a private passenger motor...
Section 27-909 - Use of Genetic Tests - (a) (1) In this section the following words have the...
Section 27-910 - Discrimination by Health Network - (a) (1) In this section the following words have the...
Section 27-911 - Change of Insurance Producer of Record - (a) Each authorized insurer doing business in the State shall...
Section 27-912 - Transfer of Policies - An insurer that accepts a transfer of the insurance business...
Section 27-913 - Discrimination in Specified Diseases or Diagnoses Prohibited - (a) This section applies to: (1) insurers and nonprofit health...
Section 27-914 - Collection of Racial and Ethnic Data; Nondiscrimination - (a) This section does not apply to life insurance policies,...
Section 27-915 - Coverage for Organ Transplantation -- Individual With Disability - (a) In this section, “organ transplantation” means the transplantation or...
Subtitle 10 - Property and Casualty Insurance -- First-Party Claims
Section 27-1001 - Actions Under 3-1701 of the Courts Article - (a) In this section, “good faith” means an informed judgment...