(a) If a group policy of long-term care insurance is replaced by another group policy of long-term care insurance purchased by the same policyholder, the succeeding carrier shall offer coverage to each insured who was covered under the old group policy on its date of termination.
(b) Coverage under the new group policy of long-term care insurance may not result in an exclusion for preexisting conditions that would have been covered under the group policy being replaced.
Structure Maryland Statutes
Title 18 - Long-Term Care Insurance
Section 18-103 - Compliance With Title Required; Advertising; Marketing
Section 18-104 - Questions in Applications
Section 18-105 - Applicants at Least 80 Years Old
Section 18-106 - Outline of Coverage and Buyer's Guide
Section 18-107 - Contents of Certificates
Section 18-108 - Summaries of Long-Term Care Benefits in Life Insurance Policies
Section 18-109 - Policy Limitations and Exclusions -- in General
Section 18-110 - Policy Limitations and Exclusions -- Home Health Care Services
Section 18-111 - Policy Limitations and Exclusions -- Alzheimer's Disease
Section 18-112 - Continuation of Coverage or Conversion of Policies
Section 18-113 - Replacement Policies
Section 18-114 - Inflation Protection Option
Section 18-115 - Evaluating Expected and Actual Loss Ratios
Section 18-116 - Increases to Premiums
Section 18-116.1 - Contingent Benefit Upon Lapse
Section 18-117 - Reports About Benefits Funded by Acceleration of Death Benefits
Section 18-118 - Cancellation, Refusal to Renew, or Termination of Policies