The Commissioner may adopt regulations about long-term care insurance with respect to:
(1) form and content of disclosures;
(2) terms of renewals;
(3) initial and subsequent conditions of eligibility;
(4) nonduplication of coverage provisions;
(5) preexisting conditions;
(6) renewability of coverage;
(7) continuation and conversion;
(8) probationary periods, limitation of coverage provisions, and recurrent conditions;
(9) coverage of dependents;
(10) loss ratio standards; and
(11) any other matter that the Commissioner determines is in the best interest of the public.
Structure Maryland Statutes
Title 18 - Long-Term Care Insurance
Section 18-103 - Compliance With Title Required; Advertising; Marketing
Section 18-104 - Questions in Applications
Section 18-105 - Applicants at Least 80 Years Old
Section 18-106 - Outline of Coverage and Buyer's Guide
Section 18-107 - Contents of Certificates
Section 18-108 - Summaries of Long-Term Care Benefits in Life Insurance Policies
Section 18-109 - Policy Limitations and Exclusions -- in General
Section 18-110 - Policy Limitations and Exclusions -- Home Health Care Services
Section 18-111 - Policy Limitations and Exclusions -- Alzheimer's Disease
Section 18-112 - Continuation of Coverage or Conversion of Policies
Section 18-113 - Replacement Policies
Section 18-114 - Inflation Protection Option
Section 18-115 - Evaluating Expected and Actual Loss Ratios
Section 18-116 - Increases to Premiums
Section 18-116.1 - Contingent Benefit Upon Lapse
Section 18-117 - Reports About Benefits Funded by Acceleration of Death Benefits
Section 18-118 - Cancellation, Refusal to Renew, or Termination of Policies