Each policy of group life insurance shall contain a provision that:
(1) requires a copy of any application of the policyholder to be attached to the policy when issued;
(2) the statements made by the policyholder or the insured are considered representations and not warranties; and
(3) a statement made by an insured may not be used in a contest unless a copy of the instrument that contains the statement is provided to the insured or, in the event of death or incapacity of the insured, to the insured’s beneficiary.
Structure Maryland Statutes
Title 17 - Group Life Insurance
Subtitle 3 - Group Life Insurance Policy Provisions
Section 17-301 - Standard Provisions Required; Exceptions
Section 17-303 - Incontestability
Section 17-304 - Copy of Application Attached to Policy; Effect of Statements
Section 17-305 - Evidence of Individual Insurability
Section 17-306 - Misstatement of Age
Section 17-307 - Payment of Benefits
Section 17-308 - Individual Certificates
Section 17-309 - Conversion of Group Policy -- Termination of Eligibility
Section 17-310 - Conversion of Group Policy -- Termination of Coverage