Maryland Statutes
Subtitle 3 - Group Life Insurance Policy Provisions
Section 17-304 - Copy of Application Attached to Policy; Effect of Statements

Each policy of group life insurance shall contain a provision that:
        (1)    requires a copy of any application of the policyholder to be attached to the policy when issued;
        (2)    the statements made by the policyholder or the insured are considered representations and not warranties; and
        (3)    a statement made by an insured may not be used in a contest unless a copy of the instrument that contains the statement is provided to the insured or, in the event of death or incapacity of the insured, to the insured’s beneficiary.