Each policy of group life insurance shall contain a provision that:
(1) the policy is incontestable, except for nonpayment of premiums, after the policy has been in force for 2 years after its date of issue; and
(2) a statement made by an insured under the policy about insurability may not be used to contest the validity of the insurance as to which the statement was made unless:
(i) the insurance has been in force before the contest for less than 2 years during the insured’s lifetime; and
(ii) the statement is in writing and signed by the insured.
Structure Maryland Statutes
Title 17 - Group Life Insurance
Subtitle 3 - Group Life Insurance Policy Provisions
Section 17-301 - Standard Provisions Required; Exceptions
Section 17-303 - Incontestability
Section 17-304 - Copy of Application Attached to Policy; Effect of Statements
Section 17-305 - Evidence of Individual Insurability
Section 17-306 - Misstatement of Age
Section 17-307 - Payment of Benefits
Section 17-308 - Individual Certificates
Section 17-309 - Conversion of Group Policy -- Termination of Eligibility
Section 17-310 - Conversion of Group Policy -- Termination of Coverage