Maryland Statutes
Subtitle 9 - Medicare Supplement Act
Section 15-924 - Solicitations of Sales of Health Insurance Policies to Individuals Eligible for Medicare

(a)    Solicitation of the sale of a health insurance policy proposed to be issued to an individual eligible for Medicare may be made only in accordance with this section and § 15-925 of this subtitle.
    (b)    (1)    When soliciting the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer shall ask the individual whether the individual:
            (i)    is already covered by an existing Medicare supplement policy; and
            (ii)    is entitled to Medicaid benefits.
        (2)    The carrier or insurance producer shall obtain a written statement from the individual that verifies the individual’s information provided under paragraph (1) of this subsection.
    (c)    When soliciting or advertising the sale of a health insurance policy to an individual eligible for Medicare, a carrier or insurance producer may not:
        (1)    represent or imply that the carrier or insurance producer represents, works for, or is compensated by a federal, State, or local government agency;
        (2)    falsely represent or imply that the carrier or insurance producer is offering insurance to supplement Medicare that is approved or recommended by a federal, State, or local government agency;
        (3)    use terms such as “Medicare consultant”, “Medicare advisor”, “Medicare bureau”, or “disability insurance consultant” when describing the carrier or insurance producer in a letter, envelope, reply card, or any other writing or advertisement or in any oral representation; or
        (4)    knowingly make a misrepresentation or incomplete or fraudulent comparison by commission or omission of a policy or carrier to induce or attempt to induce the individual to:
            (i)    purchase, amend, lapse, surrender, forfeit, change, duplicate, or not renew coverage already in force;
            (ii)    replace a policy that is only technically at variance with the policy being offered by the carrier or insurance producer; or
            (iii)    take out a policy with another carrier.

Structure Maryland Statutes