(a) The Commissioner shall prepare in clear, plain English the text of a Medicare supplement buyer’s guide that carriers must provide to prospective buyers of Medicare supplement policies under this section.
(b) The buyer’s guide shall:
(1) contain an outline of Medicare coverage; and
(2) include advice and other information about purchasing Medicare supplement policies, including a reference to the right of the buyer to cancel a Medicare supplement policy during the first 30 days after it is delivered, as provided in § 15-910 of this subtitle.
(c) The Commissioner shall submit the text of the buyer’s guide for publication in the Maryland Register and at the same time send a copy of the text to the Department of Aging.
(d) The carrier or insurance producer of the carrier shall deliver to the prospective buyer a Medicare supplement buyer’s guide that is printed in at least 12-point type:
(1) before accepting an application;
(2) when an existing policy is converted to a Medicare supplement policy; and
(3) at any other time required by the Commissioner by regulation.
(e) A carrier shall provide:
(1) a copy of the Medicare supplement buyer’s guide to an individual covered under a group health insurance policy when the individual becomes eligible for Medicare by reason of age; and
(2) any information required under § 15-919 of this subtitle that is applicable to the continuing coverage under the group health insurance policy of the individual eligible for Medicare.
(f) (1) The text of the Medicare supplement buyer’s guide shall be as the Commissioner submits for publication under subsection (c) of this section.
(2) The form of the Medicare supplement buyer’s guide shall be as required by the Commissioner by regulation.
Structure Maryland Statutes
Subtitle 9 - Medicare Supplement Act
Section 15-902 - Legislative Intent
Section 15-903 - Scope of Subtitle
Section 15-904 - Compliance With Subtitle Required; Medicare Select Program
Section 15-905 - Restoration of Benefits
Section 15-906 - Policy Provisions
Section 15-907 - Mammography Screening
Section 15-908 - Approval of Additional Benefits
Section 15-910 - Return of Policy; Refund
Section 15-911 - Minimum Loss Ratio Standards for Policies
Section 15-912 - Specific Standards for Policy Provisions
Section 15-913 - Prohibited Policy Provisions
Section 15-914 - Other Minimum Standards
Section 15-915 - Conformity With Federal Law
Section 15-916 - Medicare Supplement Buyer's Guide
Section 15-917 - Outline of Coverage
Section 15-918 - Informational Brochure
Section 15-919 - Required Statements to Prospective Buyers
Section 15-920 - Caption and Notice Requirements
Section 15-921 - Disclosure of Information About Replacement of Policies
Section 15-922 - Compensation of Insurance Producer and Other Representatives
Section 15-923 - Review of Policy Advertisements
Section 15-925 - Prohibited Solicitations
Section 15-926 - Information to Health Care Financing Administration