Each policy of health insurance shall contain the following provision:
“Entire contract; changes: This policy, including the endorsements and the attached papers, if any, constitutes the entire contract of insurance. No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No insurance producer has authority to change this policy or to waive any of its provisions.
Structure Maryland Statutes
Subtitle 2 - Individual Health Insurance Policy Forms and Provisions
Section 15-201 - Form of Policy
Section 15-202 - Language and Order of Policy Provisions
Section 15-203 - Right to Refuse Renewal
Section 15-204 - Age Limit; Misstatement of Age
Section 15-205 - Policies of Foreign or Alien Insurers; Policies of Domestic Insurers
Section 15-206 - Policies and Provisions at Variance With Subtitle
Section 15-207 - Entire Contract; Changes
Section 15-208 - Time Limit on Specified Defenses
Section 15-210 - Reinstatement
Section 15-211 - Notice of Claim
Section 15-213 - Proofs of Loss
Section 15-214 - Time of Payment of Claims
Section 15-215 - Payment of Claims
Section 15-216 - Physical Examinations and Autopsy
Section 15-217 - Time for Bringing Legal Actions
Section 15-218 - Change of Beneficiary
Section 15-219 - Change of Occupation
Section 15-220 - Misstatement of Age
Section 15-221 - Other Insurance With Insurer
Section 15-222 - Insurance With Other Insurers -- Expense Incurred Benefits
Section 15-223 - Insurance With Other Insurers -- Other Benefits
Section 15-224 - Relation of Earnings to Insurance