(a) If a policy of health insurance establishes, as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and the date falls within a period for which the insurer accepts a premium for the policy, or if the insurer accepts a premium for the policy after that date, the coverage provided by the policy continues in effect until the end of the period for which the insurer has accepted the premium.
(b) If the age of the insured is misstated and, according to the correct age of the insured, the coverage provided by the policy would not have become effective or would have ceased before the acceptance of a premium for the policy, the liability of the insurer is limited to the refund, on request, of the premiums paid for the period not covered by the policy.
Structure Maryland Statutes
Subtitle 2 - Individual Health Insurance Policy Forms and Provisions
Section 15-201 - Form of Policy
Section 15-202 - Language and Order of Policy Provisions
Section 15-203 - Right to Refuse Renewal
Section 15-204 - Age Limit; Misstatement of Age
Section 15-205 - Policies of Foreign or Alien Insurers; Policies of Domestic Insurers
Section 15-206 - Policies and Provisions at Variance With Subtitle
Section 15-207 - Entire Contract; Changes
Section 15-208 - Time Limit on Specified Defenses
Section 15-210 - Reinstatement
Section 15-211 - Notice of Claim
Section 15-213 - Proofs of Loss
Section 15-214 - Time of Payment of Claims
Section 15-215 - Payment of Claims
Section 15-216 - Physical Examinations and Autopsy
Section 15-217 - Time for Bringing Legal Actions
Section 15-218 - Change of Beneficiary
Section 15-219 - Change of Occupation
Section 15-220 - Misstatement of Age
Section 15-221 - Other Insurance With Insurer
Section 15-222 - Insurance With Other Insurers -- Expense Incurred Benefits
Section 15-223 - Insurance With Other Insurers -- Other Benefits
Section 15-224 - Relation of Earnings to Insurance