(a) (1) In this section the following words have the meanings indicated.
(2) “Capitated dental provider panel” means a provider panel for one or more dental plan organizations offering contracts only for dental services reimbursed on a capitated basis for certain services.
(3) “Carrier” means:
(i) an insurer;
(ii) a nonprofit health service plan;
(iii) a health maintenance organization; or
(iv) a dental plan organization.
(4) “Enrollee” means a person entitled to health care benefits from a carrier.
(5) “Fee–for–service dental provider panel” means a provider panel for one or more dental plan organizations, insurers, or nonprofit health service plans offering contracts only for dental services reimbursed on a full or discounted fee–for–service basis.
(6) “HMO provider panel” means a provider panel for one or more health maintenance organizations.
(7) “Managed care organization” has the meaning stated in § 15–101 of the Health – General Article.
(8) “Non–HMO provider panel” means a provider panel for one or more nonprofit health service plans or insurers.
(9) “Provider” has the meaning stated in § 19–701 of the Health – General Article.
(10) “Provider contract” means a contract:
(i) between a provider and a carrier, an affiliate of a carrier, or an entity that contracts with a provider to serve a carrier; and
(ii) under which the provider agrees to provide health care services to enrollees.
(11) “Provider panel” means the providers that contract either directly or through a subcontracting entity with a carrier to provide health care services to enrollees.
(b) (1) A provider contract may not contain a provision that requires a provider:
(i) as a condition of participating in a non–HMO provider panel, to participate in an HMO provider panel; or
(ii) as a condition of participating in a fee–for–service dental provider panel, to participate in a capitated dental provider panel.
(2) Notwithstanding paragraph (1) of this subsection, a provider contract may contain a provision that requires a provider, as a condition of participating in a non–HMO provider panel, an HMO provider panel, or a dental provider panel, to participate in a managed care organization.
(c) (1) This subsection does not apply to a provider contract for a dental provider panel.
(2) Each provider contract shall disclose the carriers comprising each provider panel.
(d) (1) This subsection does not apply to a provider contract for a dental provider panel.
(2) If a provider contract includes more than one schedule of applicable fees, the provider contract may not contain a provision that requires a provider as a condition of participation to accept each schedule of applicable fees included in the provider contract.
(3) If a provider rejects a schedule of applicable fees, the provider contract may not require the provider to treat the enrollees of the carriers that reimburse the provider in accordance with any of the rejected schedules of applicable fees.
(4) Notwithstanding the provisions of paragraph (1) of this subsection, a provider contract may include a provision that requires a provider, as a condition of participation, to accept each schedule of applicable fees for a carrier that is not affiliated through common ownership with the entity arranging the provider panel.
(e) If a provider elects to terminate participation on a provider panel, the provider shall:
(1) notify the carrier at least 90 days before the date of termination; and
(2) for at least 90 days after the date of the notice of termination, continue to furnish health care services to an enrollee of the carrier for whom the provider was responsible for the delivery of health care services before the notice of termination.
(f) A provider contract may not contain a provision that requires a participating dental provider, as a condition of continued participation in a capitated dental provider panel or a fee–for–service dental provider panel, to accept an added, revised, or amended fee schedule that contains a lower fee.
(g) (1) In this subsection, “covered services” means health care services that are reimbursable under a policy or contract for dental services between an enrollee and a carrier, subject to any contractual limitations on benefits, including deductibles, copayments, or frequency limitations.
(2) A carrier may not include in a dental provider contract a provision that requires a dental provider to provide health care services that are not covered services at a fee set by the carrier.
(h) (1) In this subsection, “covered services” means health care services that are reimbursable under a policy or contract for vision services between an enrollee and a carrier, subject to any contractual limitations on benefits, including deductibles, copayments, or frequency limitations.
(2) A carrier may not include in a vision provider contract a provision that requires a vision provider:
(i) to provide health care services that are not covered services at a fee set by the carrier; or
(ii) to provide discounts on materials that are not covered benefits.
(3) (i) A carrier may not include in a vision provider contract a provision that requires a vision provider, as a condition of participation in a fee–for–service vision provider panel, to participate in a capitated vision provider panel.
(ii) Notwithstanding subparagraph (i) of this paragraph, a vision provider contract may contain a provision that requires a vision provider, as a condition of participating in a non–HMO vision provider panel or an HMO vision provider panel to participate in a managed care organization.
Structure Maryland Statutes
Subtitle 1 - General Provisions
Section 15-101 - Scope of Title
Section 15-102 - Third-Party Ownership of Policies
Section 15-103 - Simplified Language Required
Section 15-104 - Nonduplication and Coordination Provisions in Policies
Section 15-105 - Coverage Information About Breast Implants
Section 15-106 - Home Medical Equipment
Section 15-107 - Notice to Pharmacies of Change in Pharmaceutical Benefits
Section 15-108 - Record Keeping Procedures
Section 15-109 - Minimum Loss Ratio for Specified Disease Policies
Section 15-110 - Prohibited Referrals
Section 15-111 - Assessment of Fees on Payors
Section 15-112 - Provider Panels
Section 15-112.1 - Carriers and Credentialing Intermediaries; Uniform Credentialing Form
Section 15-112.2 - Provider Contract
Section 15-112.3 - Multi-Carrier Common Online Provider Directory Information System
Section 15-113 - Compensation of Health Care Practitioners or Set of Health Care Practitioners
Section 15-115 - Provider Participation in Managed Care Organizations
Section 15-116 - Communication of Information by Health Care Providers
Section 15-117 - Indemnification of Insurers and Nonprofit Health Service Plans
Section 15-118 - Coinsurance Payments for Health Care Services
Section 15-119 - Uniform Consultation Referral Forms -- in General
Section 15-120 - Uniform Consultation Referral Forms -- Regulations
Section 15-121 - Disclosures Required in Enrollment Sales Materials
Section 15-122 - Notice of Renewal of Health Benefit Plan
Section 15-122.1 - Disbursement of Advance Directive Information Sheet by Carriers
Section 15-123 - Emerging Medical and Surgical Treatments
Section 15-124 - Group Health Insurers -- Enrollment of Minors
Section 15-125 - Restrictions on Assigning, Transferring, or Subcontracting Contracts
Section 15-126 - Access to 911 Emergency System
Section 15-129 - Stop-Loss Insurance Policies
Section 15-130 - Health Insurance Benefit Card, Prescription Benefit Card, Etc
Section 15-130.1 - Health Insurance Benefit Cards, Prescription Benefit Cards, and Other Technology
Section 15-131 - Electronic Reimbursement
Section 15-132 - Incentives to Health Care Providers
Section 15-133 - Annual Report
Section 15-134 - Effect of Federal Patient Protection and Affordable Care Act on Maryland Plans
Section 15-135 - Covered Benefits for Annual Preventive Care
Section 15-135.1 - Dental Preventive Care Coverage
Section 15-136 - Bonus Payments to Primary Care Providers
Section 15-138 - Direct Reimbursement of Ambulance Service Provider
Section 15-139 - Coverage for Services Delivered Through Telehealth
Section 15-141 - Communications Between Carriers and Enrollees -- Confidentiality
Section 15-142 - Step Therapy or Fail-First Protocol
Section 15-143 - Compensation Agreements Arrangements Under Federally Approved Programs and Models
Section 15-145 - Definitions -- When Health Savings Account Established