Maryland Statutes
Subtitle 1 - General Provisions
Section 15-111 - Credit Card Marketing and Merchandising Conducted at Higher Education Institutions

(a)    (1)    In this section the following words have the meanings indicated.
        (2)    “Credit card” means a card or device issued under an agreement by which the credit card issuer gives to a cardholder residing in the State the privilege of obtaining credit from the credit card issuer or another person in connection with the purchase or lease of goods or services primarily for personal, family, or household use.
        (3)    “Credit card issuer” means a financial institution, a lender other than a financial institution, or a merchant that receives applications and issues credit cards to individuals.
        (4)    (i)    “Credit card marketing activity” means any activity of an agent or employee of a credit card issuer that is designed to encourage students at an institution of higher education in the State to apply for a credit card.
            (ii)    “Credit card marketing activity” includes the act of placing a display or poster together with credit card applications on a campus of an institution of higher education in the State, whether or not an employee or agent of the credit card issuer attends the display.
        (5)    “Merchandising” means the offering of free merchandise or incentives to students as a part of credit card marketing activities.
        (6)    “Student” means an individual enrolled for at least one credit hour at an institution of higher education.
    (b)    (1)    Subject to paragraph (2) of this subsection, an institution of higher education shall develop policies regarding credit card marketing activities and merchandising conducted on a campus of an institution of higher education by a credit card issuer.
        (2)    The requirements of paragraph (1) of this subsection do not apply to credit card marketing activities or merchandising conducted by credit card issuers:
            (i)    In newspapers, magazines, or other similar publications; or
            (ii)    Within the physical location of a financial services business located on the campus of an institution of higher education if conducted as a part of the regular course of business.
    (c)    The policies developed under subsection (b) of this section shall include:
        (1)    A requirement that credit card issuers conducting credit card marketing activities inform students about good credit management practices through a program developed in conjunction with the institution of higher education;
        (2)    A requirement that the institution of higher education’s credit card marketing and merchandising policy be available to all students on request; and
        (3)    Consideration of the following issues:
            (i)    Registration of credit card issuers conducting credit card marketing activities;
            (ii)    Limits on the times and locations of credit card marketing activities; and
            (iii)    A prohibition on merchandising unless the student is provided credit card debt education literature, including brochures of written information or links to electronic information.

Structure Maryland Statutes

Maryland Statutes

Education

Division III - Higher Education

Title 15 - Public Institutions of Higher Education

Subtitle 1 - General Provisions

Section 15-101 - Admission Standards

Section 15-102 - Payments by Credit Card

Section 15-103 - Access to Military Recruiters

Section 15-104 - Use of Endowment Funds, Gifts, Donations, etc.; Fundraising; Foundations

Section 15-105 - Transfer of Personnel Positions

Section 15-106 - Waiver of Tuition and Room and Board

Section 15-106.1 - Tuition Exemption for Foster Care Recipients or Unaccompanied Homeless Youths

Section 15-106.2 - Waiver of Residency Requirement for Public School Teacher

Section 15-106.3 - National Guard Students

Section 15-106.4 - Exemption From Paying Nonresident Tuition for Certain Military Personnel, Spouses, and Dependents

Section 15-106.5 - Tuition Increase Prohibited for 2006 Academic Year

Section 15-106.6 - Higher Education Investment Fund

Section 15-106.7 - Exemption From Nonresident Tuition for Children of State or Local Public Safety Employees

Section 15-106.8 - Exemption From Nonresident Tuition for Qualified Children of Undocumented Immigrants

Section 15-106.9 - Americorps Program Participants -- Waiver of Residency Requirement for In-State Tuition

Section 15-106.10 - Course That Teaches a Language or Communication Mode for Parents of Deaf or Hard of Hearing Children

Section 15-107 - Promotion of Economic Interests Through Arrangements With Private Sector

Section 15-108 - Employee Leave Time

Section 15-109 - Exemption of Provider of Utility Services From Jurisdiction of Public Service Commission

Section 15-110 - Printing of Social Security Number

Section 15-111 - Credit Card Marketing and Merchandising Conducted at Higher Education Institutions

Section 15-112 - Sale of College Textbooks

Section 15-113 - Development and Adoption of Guidelines and Policies

Section 15-114 - Degree Plans

Section 15-115 - Pathway Systems to Graduation

Section 15-116 - Financial Aid Dedicated to Community College Transfer Students

Section 15-117 - Standard Number of Credits for Degrees

Section 15-119 - Freedom of Speech and Freedom of Press in School-Sponsored Media

Section 15-120 - Registration of Individuals With Unpaid Balance on Student Account

Section 15-121 - Restrictions on Reduction of Financial Aid

Section 15-122 - Instruction in Substance Use Disorders, Effective Treatment, and Pain Management

Section 15-123 - Active Shooter Drill Requirement

Section 15-124 - Priority Course Registration for Eligible Service Member

Section 15-125 - Referral of Noncredit or Credit Course as Apprenticeship or Apprenticeship Training Course

Section 15-126 - Higher Education Institution Acceptance of Individual Achieving College and Career Readiness

Section 15-127 - Tuition, Payment, and Fees

Section 15-128 - Annual Appropriations in Budget -- Allocations to Institutions -- Uses

Section 15-129 - Historically Black Colleges and Universities Reserve Fund -- Purpose -- Administration -- Specified Uses

Section 15-130 - Legislative Findings and Declarations Regarding Health and Safety of Student Athletes -- Athletic Program Implementations -- Annual Report on Student Athletes

Section 15-131 - Prohibiting Public Institution of Higher Learning From Preventing Student Athletes From Earning Compensation From Use of Name, Image or Likeness.

Section 15-132 - Information Provided on Student Identification Cards

Section 15-133 - Legal Education Success Collaborative -- Purpose -- Administration -- Appropriations Supplemental