Maryland Statutes
Subtitle 6 - Mortgage Loan Originators
Section 11-608 - Denial of Application

(a)    If the Commissioner denies an application, the Commissioner:
        (1)    Within 10 days, shall notify the applicant, in writing, of the denial; and
        (2)    Shall keep the license fee and the investigation fee.
    (b)    Within 30 days after the Commissioner denies an application, the Commissioner shall:
        (1)    Issue a written decision containing the specific factual findings and conclusions of law on which the denial was based;
        (2)    Send a copy of the written decision by certified mail to the applicant; and
        (3)    Advise the applicant by certified mail of the applicant’s right to a hearing to be held in accordance with the Administrative Procedure Act.
    (c)    An applicant who seeks a hearing on an application denial shall file with the Commissioner’s office a written request for a hearing within 45 days after receipt of the Commissioner’s written decision and notice of the applicant’s right to a hearing.