Maryland Statutes
Subtitle 6 - Mortgage Loan Originators
Section 11-604 - Application

(a)    (1)    To apply for a license, an applicant shall:
            (i)    Complete, sign, and submit to the Commissioner an application made under oath in the form, and in accordance with the process, that the Commissioner requires; and
            (ii)    Provide all information as requested by the Commissioner.
        (2)    The applicant shall comply with all conditions and provisions of the application for a license.
    (b)    With each application, the applicant shall pay to the Commissioner:
        (1)    A nonrefundable investigation fee set by the Commissioner; and
        (2)    A nonrefundable license fee set by the Commissioner.
    (c)    In addition to the license fee required under subsection (b)(2) of this section, an applicant for an initial license shall pay to the Nationwide Mortgage Licensing System and Registry any fees that the Nationwide Mortgage Licensing System and Registry imposes in connection with the application.
    (d)    In connection with an initial application for a license under this section and at any other time the Commissioner requests, an applicant or licensee shall provide to the Nationwide Mortgage Licensing System and Registry information concerning the applicant’s identity, including:
        (1)    Fingerprints for submission to the Federal Bureau of Investigation, and any other governmental agency or entity authorized to receive this information for a state, national, or international criminal history background check; and
        (2)    Personal history and experience in a form prescribed by the Nationwide Mortgage Licensing System and Registry, including the submission of authorization for the Nationwide Mortgage Licensing System and Registry and the Commissioner to obtain:
            (i)    An independent credit report from a consumer reporting agency described in the federal Fair Credit Reporting Act, 15 U.S.C. § 1681a(p); and
            (ii)    Information related to any administrative, civil, or criminal findings by any governmental jurisdiction.
    (e)    To implement this subtitle, the Commissioner may use the Nationwide Mortgage Licensing System and Registry as a channeling agent to request information from and distribute information to the Department of Justice, any other governmental agency with subject matter jurisdiction, and any other state licensing entity that has loan originators registered with the Nationwide Mortgage Licensing System and Registry.
    (f)    An applicant or licensee who is required to provide fingerprints under subsection (d) of this section shall pay any processing or other fees required by the Federal Bureau of Investigation and the Nationwide Mortgage Licensing System and Registry.
    (g)    The Commissioner may request from the Federal Bureau of Investigation or the Nationwide Mortgage Licensing System and Registry, as applicable, for each applicant or licensee who is required to provide fingerprints under subsection (d) of this section:
        (1)    (i)    The state, national, or international criminal history records of the applicant or licensee; and
            (ii)    A printed statement listing any conviction or other disposition of, and any plea of guilty or nolo contendere to, any criminal charge;
        (2)    (i)    An update of the initial criminal history records check or criminal history background check of the applicant or licensee; and
            (ii)    A revised statement listing any conviction or other disposition of, and any plea of guilty or nolo contendere to, any criminal charge occurring after the date of the initial criminal history records check or criminal history background check; and
        (3)    An acknowledged receipt of the application for a criminal history records check or criminal history background check of the applicant or licensee.