§3048. Scope of subchapter
This subchapter shall apply to policies of insurance, other than automobile insurance and workers' compensation insurance, on risks located or resident in this State which are issued and take effect or which are renewed after the effective date of this subchapter and insuring against any of the following: [PL 1989, c. 502, Pt. A, §99 (AMD).]
1. Loss of or damage to real property which is used solely for residential purposes and which consists of not more than 4 apartments and which is owner-occupied;
[PL 1973, c. 239 (NEW).]
2. Loss of or damage to personal property in which natural persons resident in specifically described real property of the kind described in subsection 1 have an insurable interest, except personal property used in the conduct of a commercial or industrial enterprise;
[PL 1973, c. 239 (NEW).]
3. Legal liability of a natural person or persons for loss of, damage to or injury to persons or property, but not including policies primarily insuring risks arising from the conduct of a commercial or industrial enterprise.
[PL 1973, c. 239 (NEW).]
Any policy written for a term longer than one year or with no fixed expiration date shall be considered, for purposes of this subchapter, written for successive policy terms of one year. [PL 1979, c. 411, §1 (NEW).]
SECTION HISTORY
PL 1973, c. 239 (NEW). PL 1979, c. 411, §1 (AMD). PL 1989, c. 502, §A99 (AMD).
Structure Maine Revised Statutes
TITLE 24-A: MAINE INSURANCE CODE
Chapter 41: PROPERTY INSURANCE CONTRACTS
Subchapter 5: MAINE PROPERTY INSURANCE CANCELLATION CONTROL ACT
24-A §3048. Scope of subchapter
24-A §3049. Notice of cancellation; reasons
24-A §3049-A. Transfer on death deed; provision and cancellation of property insurance
24-A §3050. Delivery of notice
24-A §3052. Duplicate coverage
24-A §3053. Renewal not a waiver or estoppel
24-A §3054. Hearing before Superintendent of Insurance
24-A §3055. Superintendent's authority to suspend
24-A §3055-A. Discontinuance of a line of business
24-A §3056. Nonliability for certain statements
24-A §3057. Actions related to age of dwelling prohibited
24-A §3058. Refusal based on previous owner's losses
24-A §3059. Insurer valuation of property; increase in premium; notice
24-A §3060. Insurance coverage for family child care providers
24-A §3061. Uniform policy standards concerning hurricane deductible programs