Iowa Code
Chapter 533 - CREDIT UNIONS
Section 533.203 - Fiscal year — membership meetings — voting by membership — notice.

533.203 Fiscal year — membership meetings — voting by membership — notice.
1. The fiscal year of all state credit unions shall end December 31.
2. Annual meetings shall be held, and special meetings may be held, in the manner indicated in the bylaws.
a. A member shall have one vote regardless of the number of or class of shares held by the member.
b. There shall be no voting by proxy.
c. A member other than a natural person may cast a single vote through a delegated agent.
3. a. When a vote of the membership is required under the provisions of this chapter, the board of directors, by a favorable vote of the majority of the board, shall select one of the following methods for conducting that vote, unless a procedure for that vote is otherwise specified:
(1) The favorable vote of a majority of the members present at a meeting, if that number constitutes a quorum and if the proposed vote was contained in the notice of the meeting.
(2) By a majority vote of members voting by mailed or electronic ballot according to procedures specified by rule of the superintendent or as specified in the bylaws.
(3) A combination of procedures as specified in subparagraphs (1) and (2), according to procedures specified by rule of the superintendent or as specified in the bylaws.
b. Notice shall be given to members of the results of the vote. Ballots of members shall be preserved for at least sixty days after the results are tallied and notice given to members, and until any challenge is resolved.
4. Votes of the membership conducted in accordance with this chapter shall ensure that votes remain confidential and secret from all interested parties, and that each member is only allowed to vote once.
5. When notice to members is required under the provisions of this chapter, the board of directors may satisfy the notice requirement by sending the notice electronically to those members who have exercised an option to receive notices electronically.
6. Credit unions may send account statements and other communications electronically to those members who have exercised an option to receive communications electronically.
2007 Acts, ch 174, §20; 2012 Acts, ch 1020, §5
Referred to in §533.203A, 533.204, 533.208, 533.213, 533.401, 533.403, 533.405

Structure Iowa Code

Iowa Code

Title XIII - COMMERCE

Chapter 533 - CREDIT UNIONS

Section 533.101 - Title.

Section 533.102 - Definitions.

Section 533.103 - Credit union division created.

Section 533.104 - Superintendent.

Section 533.105 - Deputy superintendent.

Section 533.106 - Employees.

Section 533.106A - Background investigations.

Section 533.107 - Credit union review board.

Section 533.108 - Records of credit union division.

Section 533.109 - Insurance and surety bond.

Section 533.110 - Reimbursement of expenses.

Section 533.111 - Expenses of the credit union division.

Section 533.112 - Annual and individual fees — examination fees — delinquencies.

Section 533.113 - Examinations.

Section 533.113A - Meetings of the board called by superintendent.

Section 533.114 - Annual report of superintendent.

Section 533.115 - Reciprocity.

Section 533.115A - Conducting business outside of state.

Section 533.116 - Enforcement of Iowa consumer credit code.

Section 533.117 - Small loans legislation.

Section 533.118 - Reserved.

Section 533.119 - Reserved.

Section 533.120 - Reserved.

Section 533.121 - Reserved.

Section 533.122 - Reserved.

Section 533.123 - Reserved.

Section 533.124 - Reserved.

Section 533.125 - Reserved.

Section 533.126 - Reserved.

Section 533.127 - Reserved.

Section 533.128 - Reserved.

Section 533.129 - Reserved.

Section 533.130 - Reserved.

Section 533.131 - Reserved.

Section 533.132 - Reserved.

Section 533.133 - Reserved.

Section 533.134 - Reserved.

Section 533.135 - Reserved.

Section 533.136 - Reserved.

Section 533.137 - Reserved.

Section 533.138 - Reserved.

Section 533.139 - Reserved.

Section 533.140 - Reserved.

Section 533.141 - Reserved.

Section 533.142 - Reserved.

Section 533.143 - Reserved.

Section 533.144 - Reserved.

Section 533.145 - Reserved.

Section 533.146 - Reserved.

Section 533.147 - Reserved.

Section 533.148 - Reserved.

Section 533.149 - Reserved.

Section 533.150 - Reserved.

Section 533.151 - Reserved.

Section 533.152 - Reserved.

Section 533.153 - Reserved.

Section 533.154 - Reserved.

Section 533.155 - Reserved.

Section 533.156 - Reserved.

Section 533.157 - Reserved.

Section 533.158 - Reserved.

Section 533.159 - Reserved.

Section 533.160 - Reserved.

Section 533.161 - Reserved.

Section 533.162 - Reserved.

Section 533.163 - Reserved.

Section 533.164 - Reserved.

Section 533.165 - Reserved.

Section 533.166 - Reserved.

Section 533.167 - Reserved.

Section 533.168 - Reserved.

Section 533.169 - Reserved.

Section 533.170 - Reserved.

Section 533.171 - Reserved.

Section 533.172 - Reserved.

Section 533.173 - Reserved.

Section 533.174 - Reserved.

Section 533.175 - Reserved.

Section 533.176 - Reserved.

Section 533.177 - Reserved.

Section 533.178 - Reserved.

Section 533.179 - Reserved.

Section 533.180 - Reserved.

Section 533.181 - Reserved.

Section 533.182 - Reserved.

Section 533.183 - Reserved.

Section 533.184 - Reserved.

Section 533.185 - Reserved.

Section 533.186 - Reserved.

Section 533.187 - Reserved.

Section 533.188 - Reserved.

Section 533.189 - Reserved.

Section 533.190 - Reserved.

Section 533.191 - Reserved.

Section 533.192 - Reserved.

Section 533.193 - Reserved.

Section 533.194 - Reserved.

Section 533.195 - Reserved.

Section 533.196 - Reserved.

Section 533.197 - Reserved.

Section 533.198 - Reserved.

Section 533.199 - Reserved.

Section 533.200 - Reserved.

Section 533.201 - Organization.

Section 533.201A - Change in place of business.

Section 533.202 - Common bond — membership — ownership share.

Section 533.203 - Fiscal year — membership meetings — voting by membership — notice.

Section 533.203A - Vote to modify, amend, or reverse act of board of directors — instruction to take action.

Section 533.204 - Election of board.

Section 533.205 - Board of directors — duties — penalties.

Section 533.206 - Meetings of the board.

Section 533.207 - Credit committee.

Section 533.208 - Auditing committee.

Section 533.209 - Conflicts of interest.

Section 533.209A - Prohibited relationships.

Section 533.210 - Expulsion or withdrawal of credit union member.

Section 533.211 - Suspension or restriction of services.

Section 533.212 - Use of name “credit union” requirements — restrictions — exceptions.

Section 533.213 - Corporate central credit union.

Section 533.214 - Central credit unions.

Section 533.215 - Reserved.

Section 533.216 - Reserved.

Section 533.217 - Reserved.

Section 533.218 - Reserved.

Section 533.219 - Reserved.

Section 533.220 - Reserved.

Section 533.221 - Reserved.

Section 533.222 - Reserved.

Section 533.223 - Reserved.

Section 533.224 - Reserved.

Section 533.225 - Reserved.

Section 533.226 - Reserved.

Section 533.227 - Reserved.

Section 533.228 - Reserved.

Section 533.229 - Reserved.

Section 533.230 - Reserved.

Section 533.231 - Reserved.

Section 533.232 - Reserved.

Section 533.233 - Reserved.

Section 533.234 - Reserved.

Section 533.235 - Reserved.

Section 533.236 - Reserved.

Section 533.237 - Reserved.

Section 533.238 - Reserved.

Section 533.239 - Reserved.

Section 533.240 - Reserved.

Section 533.241 - Reserved.

Section 533.242 - Reserved.

Section 533.243 - Reserved.

Section 533.244 - Reserved.

Section 533.245 - Reserved.

Section 533.246 - Reserved.

Section 533.247 - Reserved.

Section 533.248 - Reserved.

Section 533.249 - Reserved.

Section 533.250 - Reserved.

Section 533.251 - Reserved.

Section 533.252 - Reserved.

Section 533.253 - Reserved.

Section 533.254 - Reserved.

Section 533.255 - Reserved.

Section 533.256 - Reserved.

Section 533.257 - Reserved.

Section 533.258 - Reserved.

Section 533.259 - Reserved.

Section 533.260 - Reserved.

Section 533.261 - Reserved.

Section 533.262 - Reserved.

Section 533.263 - Reserved.

Section 533.264 - Reserved.

Section 533.265 - Reserved.

Section 533.266 - Reserved.

Section 533.267 - Reserved.

Section 533.268 - Reserved.

Section 533.269 - Reserved.

Section 533.270 - Reserved.

Section 533.271 - Reserved.

Section 533.272 - Reserved.

Section 533.273 - Reserved.

Section 533.274 - Reserved.

Section 533.275 - Reserved.

Section 533.276 - Reserved.

Section 533.277 - Reserved.

Section 533.278 - Reserved.

Section 533.279 - Reserved.

Section 533.280 - Reserved.

Section 533.281 - Reserved.

Section 533.282 - Reserved.

Section 533.283 - Reserved.

Section 533.284 - Reserved.

Section 533.285 - Reserved.

Section 533.286 - Reserved.

Section 533.287 - Reserved.

Section 533.288 - Reserved.

Section 533.289 - Reserved.

Section 533.290 - Reserved.

Section 533.291 - Reserved.

Section 533.292 - Reserved.

Section 533.293 - Reserved.

Section 533.294 - Reserved.

Section 533.295 - Reserved.

Section 533.296 - Reserved.

Section 533.297 - Reserved.

Section 533.298 - Reserved.

Section 533.299 - Reserved.

Section 533.300 - Reserved.

Section 533.301 - Powers.

Section 533.302 - Capital.

Section 533.303 - Reserves.

Section 533.304 - Investment in certain shares or equity interests.

Section 533.305 - Investment in banks or savings banks — required findings.

Section 533.306 - Power to borrow.

Section 533.307 - Account insurance.

Section 533.308 - Fidelity bond and general insurance coverage.

Section 533.309 - Share accounts.

Section 533.310 - Deposits in the names of two or more individuals.

Section 533.311 - Acceptance of deposits and investments while insolvent.

Section 533.312 - Dividends and interest.

Section 533.313 - Share drafts.

Section 533.314 - Payment of share drafts during dissolution.

Section 533.315 - Loans.

Section 533.316 - Interest rates.

Section 533.317 - Authority to lease safe deposit boxes.

Section 533.318 - Safe deposit box access.

Section 533.319 - Adverse claims to property in safe deposit and safekeeping.

Section 533.320 - Remedies and proceedings for nonpayment of rent on safe deposit box.

Section 533.321 - Authority to receive property for safekeeping.

Section 533.322 - Preservation of records.

Section 533.323 - Photographic records.

Section 533.324 - Preservation of records — statute of limitations.

Section 533.325 - Confidentiality of state credit union information.

Section 533.326 - Governmental employees.

Section 533.327 - Change in place of business.

Section 533.328 - Conducting business outside of state.

Section 533.329 - Taxation.

Section 533.330 - Reports.

Section 533.331 - Data breach — duty to notify.

Section 533.332 - Reserved.

Section 533.333 - Reserved.

Section 533.334 - Reserved.

Section 533.335 - Reserved.

Section 533.336 - Reserved.

Section 533.337 - Reserved.

Section 533.338 - Reserved.

Section 533.339 - Reserved.

Section 533.340 - Reserved.

Section 533.341 - Reserved.

Section 533.342 - Reserved.

Section 533.343 - Reserved.

Section 533.344 - Reserved.

Section 533.345 - Reserved.

Section 533.346 - Reserved.

Section 533.347 - Reserved.

Section 533.348 - Reserved.

Section 533.349 - Reserved.

Section 533.350 - Reserved.

Section 533.351 - Reserved.

Section 533.352 - Reserved.

Section 533.353 - Reserved.

Section 533.354 - Reserved.

Section 533.355 - Reserved.

Section 533.356 - Reserved.

Section 533.357 - Reserved.

Section 533.358 - Reserved.

Section 533.359 - Reserved.

Section 533.360 - Reserved.

Section 533.361 - Reserved.

Section 533.362 - Reserved.

Section 533.363 - Reserved.

Section 533.364 - Reserved.

Section 533.365 - Reserved.

Section 533.366 - Reserved.

Section 533.367 - Reserved.

Section 533.368 - Reserved.

Section 533.369 - Reserved.

Section 533.370 - Reserved.

Section 533.371 - Reserved.

Section 533.372 - Reserved.

Section 533.373 - Reserved.

Section 533.374 - Reserved.

Section 533.375 - Reserved.

Section 533.376 - Reserved.

Section 533.377 - Reserved.

Section 533.378 - Reserved.

Section 533.379 - Reserved.

Section 533.380 - Reserved.

Section 533.381 - Reserved.

Section 533.382 - Reserved.

Section 533.383 - Reserved.

Section 533.384 - Reserved.

Section 533.385 - Reserved.

Section 533.386 - Reserved.

Section 533.387 - Reserved.

Section 533.388 - Reserved.

Section 533.389 - Reserved.

Section 533.390 - Reserved.

Section 533.391 - Reserved.

Section 533.392 - Reserved.

Section 533.393 - Reserved.

Section 533.394 - Reserved.

Section 533.395 - Reserved.

Section 533.396 - Reserved.

Section 533.397 - Reserved.

Section 533.398 - Reserved.

Section 533.399 - Reserved.

Section 533.400 - Reserved.

Section 533.401 - Merger.

Section 533.402 - Conversion of financial institution to state credit union.

Section 533.403 - Conversion of state credit union into federal credit union.

Section 533.404 - Dissolution generally.

Section 533.405 - Voluntary dissolution.

Section 533.405A - Involuntary dissolution.

Section 533.406 - State credit union merger, conversion, or dissolution.

Section 533.407 - Reserved.

Section 533.408 - Reserved.

Section 533.409 - Reserved.

Section 533.410 - Reserved.

Section 533.411 - Reserved.

Section 533.412 - Reserved.

Section 533.413 - Reserved.

Section 533.414 - Reserved.

Section 533.415 - Reserved.

Section 533.416 - Reserved.

Section 533.417 - Reserved.

Section 533.418 - Reserved.

Section 533.419 - Reserved.

Section 533.420 - Reserved.

Section 533.421 - Reserved.

Section 533.422 - Reserved.

Section 533.423 - Reserved.

Section 533.424 - Reserved.

Section 533.425 - Reserved.

Section 533.426 - Reserved.

Section 533.427 - Reserved.

Section 533.428 - Reserved.

Section 533.429 - Reserved.

Section 533.430 - Reserved.

Section 533.431 - Reserved.

Section 533.432 - Reserved.

Section 533.433 - Reserved.

Section 533.434 - Reserved.

Section 533.435 - Reserved.

Section 533.436 - Reserved.

Section 533.437 - Reserved.

Section 533.438 - Reserved.

Section 533.439 - Reserved.

Section 533.440 - Reserved.

Section 533.441 - Reserved.

Section 533.442 - Reserved.

Section 533.443 - Reserved.

Section 533.444 - Reserved.

Section 533.445 - Reserved.

Section 533.446 - Reserved.

Section 533.447 - Reserved.

Section 533.448 - Reserved.

Section 533.449 - Reserved.

Section 533.450 - Reserved.

Section 533.451 - Reserved.

Section 533.452 - Reserved.

Section 533.453 - Reserved.

Section 533.454 - Reserved.

Section 533.455 - Reserved.

Section 533.456 - Reserved.

Section 533.457 - Reserved.

Section 533.458 - Reserved.

Section 533.459 - Reserved.

Section 533.460 - Reserved.

Section 533.461 - Reserved.

Section 533.462 - Reserved.

Section 533.463 - Reserved.

Section 533.464 - Reserved.

Section 533.465 - Reserved.

Section 533.466 - Reserved.

Section 533.467 - Reserved.

Section 533.468 - Reserved.

Section 533.469 - Reserved.

Section 533.470 - Reserved.

Section 533.471 - Reserved.

Section 533.472 - Reserved.

Section 533.473 - Reserved.

Section 533.474 - Reserved.

Section 533.475 - Reserved.

Section 533.476 - Reserved.

Section 533.477 - Reserved.

Section 533.478 - Reserved.

Section 533.479 - Reserved.

Section 533.480 - Reserved.

Section 533.481 - Reserved.

Section 533.482 - Reserved.

Section 533.483 - Reserved.

Section 533.484 - Reserved.

Section 533.485 - Reserved.

Section 533.486 - Reserved.

Section 533.487 - Reserved.

Section 533.488 - Reserved.

Section 533.489 - Reserved.

Section 533.490 - Reserved.

Section 533.491 - Reserved.

Section 533.492 - Reserved.

Section 533.493 - Reserved.

Section 533.494 - Reserved.

Section 533.495 - Reserved.

Section 533.496 - Reserved.

Section 533.497 - Reserved.

Section 533.498 - Reserved.

Section 533.499 - Reserved.

Section 533.500 - Reserved.

Section 533.501 - Supervisory action.

Section 533.502 - Grounds for management of state credit union by superintendent.

Section 533.503 - Superintendent as receiver.

Section 533.504 - Tender of receivership to insurance plan.

Section 533.505 - Subpoena — contempt.

Section 533.506 - Limitation of actions.

Section 533.507 - False statements for credit — fraudulent practice.

Section 533.508 - False statements — penalties.

Section 533.509 - Penalty for falsification.

Section 533.510 - Submissions to credit union division — good faith requirement.