Sec. 11. (a) An insurance company that excludes coverage described in section 10 of this chapter has no duty to defend or indemnify a claim for coverage that is expressly excluded under a motor vehicle insurance policy.
(b) This chapter does not invalidate or limit an exclusion:
(1) of coverage for a personal vehicle that is:
(A) used to carry an individual or property for a charge; or
(B) available for hire by the public; and
(2) contained in a motor vehicle insurance policy;
including a policy filed under IC 27-1-22-4 or in use in Indiana before July 1, 2015.
(c) An insurance company that defends or indemnifies a claim against a TNC driver for which coverage is excluded under the terms of a motor vehicle insurance policy has a right of contribution against any other insurance company that issues motor vehicle insurance coverage to the TNC driver:
(1) in satisfaction of the requirements of section 8 of this chapter; and
(2) in effect at the time the loss occurs.
As added by P.L.175-2015, SEC.10.
Structure Indiana Code
Title 8. Utilities and Transportation
Article 2.1. Motor Carrier Regulation
Chapter 19.1. Transportation Network Companies
8-2.1-19.1-2. Distinguished From Carriers
8-2.1-19.1-3. Permit Requirements
8-2.1-19.1-4. Tnc Driver Is Independent Contractor; Tnc Does Not Control
8-2.1-19.1-5. Tnc Driver Requirements Before Acting as a Tnc Driver
8-2.1-19.1-6. Drug and Alcohol Policy
8-2.1-19.1-7. Vehicle Equipment Compliance
8-2.1-19.1-8. Motor Vehicle Insurance Requirements; Proof of Coverage; Payment for Repairs
8-2.1-19.1-9. Disclosures Concerning Motor Vehicle Insurance Coverage
8-2.1-19.1-10. Exclusions of Coverage Permitted
8-2.1-19.1-11. Coverage Exclusion; Duty to Defend, Indemnify; Right of Contribution
8-2.1-19.1-12. Claim Coverage Investigation
8-2.1-19.1-13. Fare Guidelines; Payment
8-2.1-19.1-15. Nondiscrimination and Accessibility
8-2.1-19.1-16. Record Maintenance Requirements
8-2.1-19.1-17. Display of Tnc Driver's Photograph and License Plate Number
8-2.1-19.1-18. Electronic Receipt