Sec. 10. (a) An insurance company that writes motor vehicle insurance in Indiana may exclude coverage under a motor vehicle insurance policy issued to an owner or operator of a personal vehicle for a loss or injury that occurs while the driver is:
(1) logged on to a TNC's digital network; or
(2) engaged in a prearranged ride.
(b) An exclusion described in subsection (a) includes any coverage included in a motor vehicle insurance policy, including the following:
(1) Liability coverage for death, bodily injury, and property damage.
(2) Uninsured and underinsured motorist coverage.
(3) Medical payments coverage.
(4) Comprehensive physical damage coverage.
(5) Collision physical damage coverage.
(c) An exclusion described in this section applies notwithstanding any requirement of IC 9-25.
(d) This chapter does not do either of the following:
(1) Require a personal motor vehicle insurance policy to provide coverage while the driver is:
(A) logged on to a TNC's digital network;
(B) engaged in a prearranged ride; or
(C) otherwise using a personal vehicle to transport passengers for compensation.
(2) Preclude an insurance company from providing the coverage described in subdivision (1) under a contract or an endorsement.
As added by P.L.175-2015, SEC.10.
Structure Indiana Code
Title 8. Utilities and Transportation
Article 2.1. Motor Carrier Regulation
Chapter 19.1. Transportation Network Companies
8-2.1-19.1-2. Distinguished From Carriers
8-2.1-19.1-3. Permit Requirements
8-2.1-19.1-4. Tnc Driver Is Independent Contractor; Tnc Does Not Control
8-2.1-19.1-5. Tnc Driver Requirements Before Acting as a Tnc Driver
8-2.1-19.1-6. Drug and Alcohol Policy
8-2.1-19.1-7. Vehicle Equipment Compliance
8-2.1-19.1-8. Motor Vehicle Insurance Requirements; Proof of Coverage; Payment for Repairs
8-2.1-19.1-9. Disclosures Concerning Motor Vehicle Insurance Coverage
8-2.1-19.1-10. Exclusions of Coverage Permitted
8-2.1-19.1-11. Coverage Exclusion; Duty to Defend, Indemnify; Right of Contribution
8-2.1-19.1-12. Claim Coverage Investigation
8-2.1-19.1-13. Fare Guidelines; Payment
8-2.1-19.1-15. Nondiscrimination and Accessibility
8-2.1-19.1-16. Record Maintenance Requirements
8-2.1-19.1-17. Display of Tnc Driver's Photograph and License Plate Number
8-2.1-19.1-18. Electronic Receipt