Sec. 5. (a) As used in this chapter, "mortgage" means:
(1) a loan; or
(2) a consumer credit sale;
that is or will be used by the debtor primarily for personal, family, or household purposes and that is secured by a mortgage (or another equivalent consensual security interest) that constitutes a first lien on a dwelling or on residential real estate upon which a dwelling is constructed or intended to be constructed.
(b) The term does not include a land contract (as defined in IC 24-4.4-1-301(36)) or similar agreement in which the debtor does not possess a deed.
As added by P.L.105-2009, SEC.20. Amended by P.L.89-2011, SEC.76; P.L.170-2011, SEC.7; P.L.6-2012, SEC.211.
Structure Indiana Code
Article 30. Causes of Action Concerning Real Property
Chapter 10.5. Foreclosure Prevention Agreements for Residential Mortgages
32-30-10.5-1. Legislative Findings; Purpose
32-30-10.5-4. "Foreclosure Prevention Agreement"
32-30-10.5-4.7. "Loss Mitigation Package"
32-30-10.5-6. "Mortgage Foreclosure Counselor"
32-30-10.5-7. "Mortgage Servicer"
32-30-10.5-9. Conditions for Court's Issuance of Judgment of Foreclosure; Exceptions