Sec. 2. (a) As used in this chapter, "creditor" means a person:
(1) that regularly engages in the extension of mortgages that are subject to a credit service charge or loan finance charge, as applicable, or are payable by written agreement in more than four (4) installments (not including a down payment); and
(2) to which the obligation is initially payable, either on the face of the note or contract, or by agreement if there is not a note or contract.
(b) The term includes a mortgage servicer.
As added by P.L.105-2009, SEC.20.
Structure Indiana Code
Article 30. Causes of Action Concerning Real Property
Chapter 10.5. Foreclosure Prevention Agreements for Residential Mortgages
32-30-10.5-1. Legislative Findings; Purpose
32-30-10.5-4. "Foreclosure Prevention Agreement"
32-30-10.5-4.7. "Loss Mitigation Package"
32-30-10.5-6. "Mortgage Foreclosure Counselor"
32-30-10.5-7. "Mortgage Servicer"
32-30-10.5-9. Conditions for Court's Issuance of Judgment of Foreclosure; Exceptions