Sec. 27. (a) This section shall be applied in conformity with the requirements of the federal Patient Protection and Affordable Care Act (P.L. 111-148), as amended by the federal Health Care and Education Reconciliation Act of 2010 (P.L. 111-152), as in effect on September 23, 2010.
(b) A health insurance plan provided by a small employer insurer to a small employer must comply with the following:
(1) The benefits provided by a plan to an eligible employee enrolled in the plan may not be excluded, limited, or denied for more than nine (9) months after the effective date of the coverage because of a preexisting condition of the eligible employee, the eligible employee's spouse, or the eligible employee's dependent.
(2) The plan may not define a preexisting condition, rider, or endorsement more restrictively than as a condition for which medical advice, diagnosis, care, or treatment was recommended or received during the six (6) months immediately preceding the effective date of enrollment in the plan.
As added by P.L.93-1995, SEC.15. Amended by P.L.91-1998, SEC.18; P.L.160-2011, SEC.20.
Structure Indiana Code
Article 8. Life, Accident, and Health
Chapter 15. Small Employer Group Health Insurance
27-8-15-0.1. Application of Certain Amendments to Chapter
27-8-15-1. Application of Chapter
27-8-15-3. "Actuarial Certification"
27-8-15-4. "Base Premium Rate"
27-8-15-5. "Benefit Design Characteristics"
27-8-15-6. "Case Characteristics"
27-8-15-8.5. "Eligible Employee"
27-8-15-9. "Health Insurance Plan"
27-8-15-12. "New Business Premium Rate"
27-8-15-15. "Small Employer Insurer"
27-8-15-19. Cancellation or Refusal of Renewal of Plans
27-8-15-20. Renewal Cessation; Notice
27-8-15-21. Renewal Cessation; Prohibitions
27-8-15-22. Disclosure of Premium Rate Changes
27-8-15-23. Maintenance of Rating and Renewal Practice Information and Documentation
27-8-15-24. Maintenance of Actuarial Certification; Submission to Department
27-8-15-26. Suspension of Premium Rate Provisions
27-8-15-27. Application in Conformity With Act; Compliance
27-8-15-28. Waiver of Exclusion and Limitation Period
27-8-15-29. Application in Conformity With Act; Exclusion of Coverage
27-8-15-30. Plan Modifications Prohibited
27-8-15-31.1. Continuing Coverage
27-8-15-34.1. All Products Required to Be Offered; All Employers Required to Be Accepted