41-2209. PAYMENT OF BENEFITS UNDER BLANKET POLICY. All benefits under any blanket disability policy shall be payable to the person insured, or to his designated beneficiary or beneficiaries, or to his estate; except, that if the person insured be a minor or mental incompetent, such benefits may be made payable to his parent, guardian, or other person actually supporting him; or if the entire cost of the insurance has been borne by the employer such benefits may be made payable to the employer. Provided, however, that the policy may provide that all or any portion of any indemnities provided by such policy on account of hospital, nursing, medical or surgical services may, at the insurer’s option, be paid directly to the hospital or person rendering such services; but the policy may not require that the service be rendered by a particular hospital or person. Payment so made shall discharge the insurer’s obligation with respect to the amount of insurance so paid.
History:
[41-2209, added 1961, ch. 330, sec. 535, p. 645.]
Structure Idaho Code
Chapter 22 - GROUP AND BLANKET DISABILITY INSURANCE
Section 41-2201 - SCOPE OF CHAPTER — SHORT TITLE.
Section 41-2202 - “GROUP DISABILITY INSURANCE” DEFINED — ELIGIBLE GROUPS.
Section 41-2203 - REQUIRED PROVISIONS IN GROUP POLICIES.
Section 41-2204 - DIRECT PAYMENT OF HOSPITAL AND MEDICAL SERVICES.
Section 41-2205 - READJUSTMENT OF PREMIUMS — DIVIDENDS.
Section 41-2206 - “BLANKET DISABILITY INSURANCE” DEFINED.
Section 41-2207 - REQUIRED PROVISIONS IN BLANKET POLICIES.
Section 41-2208 - APPLICATION AND CERTIFICATES NOT REQUIRED.
Section 41-2209 - PAYMENT OF BENEFITS UNDER BLANKET POLICY.
Section 41-2210 - REQUIRED PROVISION IN GROUP AND BLANKET POLICIES.
Section 41-2210A - LIMITATION OF BENEFITS FOR ELECTIVE ABORTIONS.
Section 41-2210D - CONVERSION PLAN — WHEN REQUIRED.
Section 41-2212 - DEFINITIONS.
Section 41-2213 - POLICY STANDARDS — DISABLED INDIVIDUALS.
Section 41-2214 - POLICY STANDARDS — MATERNITY BENEFITS.
Section 41-2215 - POLICY STANDARDS — REPLACEMENT CONTRACTS.
Section 41-2216 - COORDINATION OF BENEFITS — COORDINATION WITH SOCIAL SECURITY BENEFITS.
Section 41-2217 - SERVICES PROVIDED BY GOVERNMENTAL ENTITIES.
Section 41-2218 - MAMMOGRAPHY COVERAGE.
Section 41-2220 - COVERAGE PROVIDED TO PERSONS HAVING INSURANCE.
Section 41-2221 - CREDITING OF PREEXISTING CONDITION WAITING PERIOD.