41-2206. "BLANKET DISABILITY INSURANCE" DEFINED. "Blanket disability insurance" is hereby declared to be that form of disability insurance covering groups of persons as enumerated in one of the following subdivisions.
(1) Under a policy or contract issued to any common carrier or to any operator, owner or lessee of a means of transportation, who or which shall be deemed the policyholder, covering a group defined as all persons or all persons of a class who may become passengers on such common carrier or such means of transportation.
(2) Under a policy or contract issued to an employer, who shall be deemed the policyholder, covering the employer and all employees, dependents or guests, defined by reference to specified hazards incident to the activities or operations of the employer or any class of employees, dependents or guests similarly defined.
(3) Under a policy or contract issued to a school, or other institution of learning, camp or sponsor thereof; or to the head or principal thereof, who or which shall be deemed the policyholder, covering students or campers. Supervisors and employees may be included.
(4) Under a policy or contract issued in the name of any religious, charitable, recreational, educational, or civic organization, which shall be deemed the policyholder, covering participants in activities sponsored by the organization.
(5) Under a policy or contract issued to a sports team or sponsors thereof which shall be deemed the policyholder, covering members, officials and supervisors.
(6) Under a policy or contract issued in the name of any volunteer fire department, first aid, or other such volunteer group, or agency having jurisdiction thereof, which shall be deemed the policyholder, covering all of the members of such fire department or group.
(7) Under a policy or contract issued to cover any other risk or class of risks which, in the discretion of the director may be properly eligible for blanket disability insurance. The discretion of the director may be exercised on an individual risk basis or class of risks, or both.
History:
[41-2206, added 1961, ch. 330, sec. 532, p. 645.]
Structure Idaho Code
Chapter 22 - GROUP AND BLANKET DISABILITY INSURANCE
Section 41-2201 - SCOPE OF CHAPTER — SHORT TITLE.
Section 41-2202 - “GROUP DISABILITY INSURANCE” DEFINED — ELIGIBLE GROUPS.
Section 41-2203 - REQUIRED PROVISIONS IN GROUP POLICIES.
Section 41-2204 - DIRECT PAYMENT OF HOSPITAL AND MEDICAL SERVICES.
Section 41-2205 - READJUSTMENT OF PREMIUMS — DIVIDENDS.
Section 41-2206 - “BLANKET DISABILITY INSURANCE” DEFINED.
Section 41-2207 - REQUIRED PROVISIONS IN BLANKET POLICIES.
Section 41-2208 - APPLICATION AND CERTIFICATES NOT REQUIRED.
Section 41-2209 - PAYMENT OF BENEFITS UNDER BLANKET POLICY.
Section 41-2210 - REQUIRED PROVISION IN GROUP AND BLANKET POLICIES.
Section 41-2210A - LIMITATION OF BENEFITS FOR ELECTIVE ABORTIONS.
Section 41-2210D - CONVERSION PLAN — WHEN REQUIRED.
Section 41-2212 - DEFINITIONS.
Section 41-2213 - POLICY STANDARDS — DISABLED INDIVIDUALS.
Section 41-2214 - POLICY STANDARDS — MATERNITY BENEFITS.
Section 41-2215 - POLICY STANDARDS — REPLACEMENT CONTRACTS.
Section 41-2216 - COORDINATION OF BENEFITS — COORDINATION WITH SOCIAL SECURITY BENEFITS.
Section 41-2217 - SERVICES PROVIDED BY GOVERNMENTAL ENTITIES.
Section 41-2218 - MAMMOGRAPHY COVERAGE.
Section 41-2220 - COVERAGE PROVIDED TO PERSONS HAVING INSURANCE.
Section 41-2221 - CREDITING OF PREEXISTING CONDITION WAITING PERIOD.