Idaho Code
Chapter 13 - TRADE PRACTICES AND FRAUDS
Section 41-1315A - DISCOUNTS TO EMPLOYEES.

41-1315A. DISCOUNTS TO EMPLOYEES. No provision of title 41, Idaho Code, shall be deemed to prohibit allowance by an insurer, agent, or broker to the insurer’s or licensee’s bona fide full-time salaried employee of a discount from the premium otherwise payable for insurance on the employee’s life or health or those of his dependents, or on the employee’s property or risks other than property or risks used or involved in business operations of the employee other than as an employee of the insurer, agent, or broker. The amount of discount shall in no event exceed the amount of the agent’s commission that the employer insurer may otherwise pay or the amount of commission to be received by the employer agent or broker, with respect to the insurance. Title insurers and title insurance agents may provide reimbursements or discounts of escrow fees or title insurance premiums in accordance with chapter 27, title 41, Idaho Code.

History:
[41-1315A, added 1972, ch. 369, sec. 9, p. 1072; am. 2001, ch. 296, sec. 6, p. 1063; am. 2018, ch. 213, sec. 1, p. 481.]

Structure Idaho Code

Idaho Code

Title 41 - INSURANCE

Chapter 13 - TRADE PRACTICES AND FRAUDS

Section 41-1301 - PURPOSES OF TRADE PRACTICES LAW.

Section 41-1302 - UNFAIR METHODS OF COMPETITION AND DECEPTIVE ACT PROHIBITED.

Section 41-1303 - MISREPRESENTATION OR FALSE ADVERTISING OF POLICIES.

Section 41-1304 - FALSE INFORMATION AND ADVERTISING WITH RESPECT TO INSURANCE BUSINESS.

Section 41-1305 - “TWISTING” PROHIBITED.

Section 41-1306 - FALSE FINANCIAL STATEMENTS.

Section 41-1307 - REPRESENTATIONS AS TO ASSETS OR FINANCIAL CONDITION — ASSESSMENT PLAN TO BE STATED IN ADVERTISING.

Section 41-1308 - DEFAMATION.

Section 41-1309 - BOYCOTT, COERCION AND INTIMIDATION.

Section 41-1310 - PERSON FINANCING PURCHASE OF PROPERTY NOT TO FAVOR INSURER OR AGENT.

Section 41-1311 - SELLER OF PROPERTY NOT TO FAVOR INSURER OR AGENT.

Section 41-1312 - RIGHTS WITH RESPECT TO INSURANCE ON PROPERTY SOLD OR PURCHASED.

Section 41-1313 - UNFAIR DISCRIMINATION — LIFE INSURANCE, ANNUITIES, AND DISABILITY INSURANCE.

Section 41-1314 - REBATES — ILLEGAL INDUCEMENTS.

Section 41-1315 - EXCEPTIONS TO DISCRIMINATION OR REBATE PROVISION — LIFE OR DISABILITY POLICIES, AND ANNUITY CONTRACTS.

Section 41-1315A - DISCOUNTS TO EMPLOYEES.

Section 41-1316 - STOCK OPERATIONS AND ADVISORY BOARD CONTRACTS.

Section 41-1317 - FICTITIOUS GROUPS.

Section 41-1318 - INTERLOCKING OWNERSHIP OR MANAGEMENT.

Section 41-1321 - PROCEDURES AS TO UNDEFINED PRACTICES.

Section 41-1323 - ILLEGAL DEALING IN PREMIUMS — EXCESS CHARGES FOR INSURANCE.

Section 41-1324 - REPORT OF EXACT CONSIDERATION TO INSURER.

Section 41-1325 - BORROWING MONEY FROM CLIENTS.

Section 41-1327 - VIOLATIONS — PENALTY.

Section 41-1328 - PAYMENT OF CLAIMS BY INSURERS.

Section 41-1328A - REPAIR OF MOTOR VEHICLES.

Section 41-1328B - DEFINITIONS.

Section 41-1328C - IDENTIFICATION OF PARTS.

Section 41-1328D - USE OF PARTS — DISCLOSURE.

Section 41-1329 - UNFAIR CLAIM SETTLEMENT PRACTICES.

Section 41-1329A - UNFAIR CLAIMS SETTLEMENT PRACTICES — PENALTY.

Section 41-1330 - FAILURE TO MAINTAIN COMPLAINT HANDLING PROCEDURES.

Section 41-1331 - CLAIMS FORMS STATEMENT.

Section 41-1332 - RETURN OF UNEARNED PREMIUM FOR DISABILITY POLICIES.

Section 41-1333 - REFUND OF UNEARNED HEALTH INSURANCE PREMIUMS.

Section 41-1334 - DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION.

Section 41-1335 - RELEASE OF PATIENT IDENTIFIABLE PRESCRIPTION INFORMATION PROHIBITED — EXCEPTIONS.

Section 41-1336 - REQUIREMENTS FOR COMPLIANCE.

Section 41-1337 - LIFE INSURANCE — PAYMENT OF INTEREST ON BENEFITS.

Section 41-1338 - UNINSURED VEHICLE TRACKING — PENALTIES.