§287-29 General provisions governing liability policies. Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein:
(1) The liability of the insurance carrier with respect to the insurance required by this chapter shall become absolute whenever injury or damage covered by the motor vehicle liability policy occurs; the policy may not be canceled or annulled as to such liability by any agreement between the insurance carrier and the insured after the occurrence of the injury or damage; no statement made by the insured or on the insured's behalf and no violation of the policy shall defeat or void the policy;
(2) The satisfaction by the insured of a judgment for such injury or damage shall not be a condition precedent to the right or duty of the insurance carrier to make payment on account of such injury or damage;
(3) The insurance carrier shall have the right to settle any claim covered by the policy, and if the settlement is made in good faith, the amount thereof shall be deductible from the limits of liability specified in section 287-25(2);
(4) The policy, the written application therefor, if any, and any rider or endorsement which does not conflict with this chapter shall constitute the entire contract between the parties. [L 1949, c 393, pt of §1; RL 1955, §160-107; HRS §287-29; gen ch 1985]
Case Notes
It is not mandatory to obtain an automobile liability policy. 146 F. Supp. 729 (1956).
Structure Hawaii Revised Statutes
Title 17. Motor and Other Vehicles
287. Motor Vehicle Safety Responsibility Act
287-2 Administrator to administer chapter; appeal to circuit court.
287-3 Furnishing of operating records.
287-4 Report required following accident.
287-5 Security required unless evidence of insurance.
287-8 Further exceptions to requirement of security.
287-10 Application to nonresidents and unlicensed drivers.
287-11 Form and amount of security.
287-12 Custody, disposition, and return of security.
287-14 Matters not to be evidence in civil court.
287-15 Report of nonpayment of judgments.
287-16 Suspension for nonpayment of judgment; exceptions.
287-17 Suspension to continue until judgments paid and proof given.
287-18 Payment sufficient to satisfy requirements.
287-19 Installment payment of judgment; default.
287-20 Proof of financial responsibility required upon conviction of certain offenses.
287-21 Alternate methods of giving proof.
287-22 Certificate of insurance as proof.
287-22.1 Certificate of insurance as proof; mandatory, when.
287-23 Certificate furnished by nonresident as proof.
287-24 Motor vehicle liability policy defined.
287-25 Owner's policy requirements.
287-26 Driver's policy requirements.
287-27 Contents of motor vehicle liability policy.
287-28 Liabilities which need not be covered.
287-29 General provisions governing liability policies.
287-30 Excess coverage permitted.
287-31 Reimbursement of insurer; proration of insurance.
287-32 Combining policies and issuing binders to meet requirements.
287-33 Notice of cancellation or termination of certified policy.
287-34 Chapter not to affect other policies.
287-36 Money or bonds as proof.
287-37 Owner may give proof for others.
287-39 Other proof may be required.
287-40 Duration of proof; when proof may be canceled or returned.
287-41 Surrender of license on violation.
287-46 Chapter supplemental to traffic ordinances and motor vehicle laws.
287-47 Other relief available.
287-48 Application of chapter to suspensions and revocations prior to January 1, 1950.