Georgia Code
Chapter 29 - Individual Accident and Sickness Insurance
§ 33-29-3. Required Policy Provisions

Subject to the qualifications set forth below, if the insured suffers loss of time on account of disability for which indemnity may be payable for at least two years, he shall at least once in every six months after having given notice of claim give to the insurer notice of continuance of said disability, except in the event of legal incapacity. The period of six months following any filing of proof by the insured or any payment by the insurer on account of such claim or any denial of liability in whole or in part by the insurer shall be excluded in applying this provision. Delay in the giving of such notice shall not impair the insured’s right to any indemnity which would otherwise have accrued during the period of six months preceding the date on which such notice is actually given.”
History. Code 1933, § 56-3004, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1982, p. 3, § 33; Ga. L. 1982, p. 1678, §§ 2, 5; Ga. L. 1983, p. 3, § 24; Ga. L. 1984, p. 22, § 33; Ga. L. 1990, p. 8, § 33; Ga. L. 1995, p. 745, § 2.8; Ga. L. 1998, p. 1064, § 7; Ga. L. 1999, p. 289, § 3; Ga. L. 2017, p. 164, § 38/HB 127.
Editor’s notes.
Ga. L. 1981, p. 1009, § 3, not codified by the General Assembly, provides that the amendment of this Code section shall apply to policies issued, delivered, issued for delivery, renewed, or amended in this state on or after July 1, 1981.
Ga. L. 1999, p. 289, § 6, not codified by the General Assembly, provides that this Act shall apply to plans, policies, or contracts issued, delivered, issued for delivery, or renewed on or after July 1, 1999.
Law reviews.
For note, “Incontestability Clauses in Georgia Insurance Contracts,” see 13 Ga. L. Rev. 850 (1979).
For note, “Wrongful Refusal to Pay Insurance Claims in Georgia,” see 13 Ga. L. Rev. 935 (1979).
For review of 1998 legislation relating to insurance, see 15 Ga. St. U.L. Rev. 153 (1998).

Structure Georgia Code

Georgia Code

Title 33 - Insurance

Chapter 29 - Individual Accident and Sickness Insurance

§ 33-29-1. “Accident and Sickness Policy” Defined; Applicability of Chapter

§ 33-29-2. Requirements as to Policies Generally

§ 33-29-3. Required Policy Provisions

§ 33-29-3.1. Coverage for Human Heart Transplants; Optional Endorsement; Requirements; Guidelines

§ 33-29-3.2. Coverage for Mammograms, Pap Smears, and Prostate-Specific Antigen Tests; Notice of Coverage

§ 33-29-3.3. Coverage for Bone Marrow Transplants for the Treatment of Breast Cancer and Hodgkin’s Disease; Optional Endorsement; Requirements; Guidelines; Applicability

§ 33-29-3.4. Insurance Coverage for Child Wellness Services

§ 33-29-4. Optional Policy Provisions

§ 33-29-5. Order of Printing of Provisions

§ 33-29-6. Provision in Policies for Medical or Surgical Services

§ 33-29-7. Provision in Policies for Refusal of Renewal Generally

§ 33-29-8. Provision in Policies Renewable or Cancelable at Option of Insurer for Refund of Premiums

§ 33-29-9. Requirements as to References in Policies to Noncancelable Nature or Guaranteed Renewability Nature; Exception for Certain Matters Concerning Renewability of Individual Accident and Sickness Policies; Rules and Regulations

§ 33-29-10. Operation of Provision Establishing Age for Termination of Coverage Generally; Effect of Misstatement of Age of Insured

§ 33-29-11. Right of Person to Whom Policy or Contract Issued to Return Policy or Contract and Receive Premium Refund; Effect of Return; Proof of Return

§ 33-29-12. Policies Issued for Delivery or Delivered Within State by Foreign or Alien Insurers; Policies of Domestic Insurers Issued for Delivery in Other States or Countries

§ 33-29-13. Furnishing of Written Outline of Coverage to Applicants for Insurance; Approval of Outline

§ 33-29-14. Application For, and Ownership Of, Policies by Persons Other Than Insured

§ 33-29-15. Exemption of Policy Proceeds From Liability for Debts of Insured and Beneficiary

§ 33-29-16. Compliance With Chapter by Attachment of Rider or Endorsement to Policy

§ 33-29-17. Validity and Construction of Policies Delivered or Issued for Delivery in Violation of Chapter; Effect of Conflict Between Provisions Subject to Chapter and Other Provisions

§ 33-29-18. Franchise Insurance

§ 33-29-19. Rate Modification on Individual Accident and Sickness Policies Providing for Optional Loss Ratio Guarantee

§ 33-29-20. Insurance Coverage for Treatment of Temporomandibular Joint Dysfunction or Surgery for Deformities of Maxilla or Mandible

§ 33-29-21. Renewal or Continuation at Option of Insured

§ 33-29-21.1. Availability of Accident and Sickness Policy Upon Termination of Dependent Coverage Based on Age of Dependent

§ 33-29-22. Notice of Premium Increase