Subject to the qualifications set forth below, if the insured suffers loss of time on account of disability for which indemnity may be payable for at least two years, he shall at least once in every six months after having given notice of claim give to the insurer notice of continuance of said disability, except in the event of legal incapacity. The period of six months following any filing of proof by the insured or any payment by the insurer on account of such claim or any denial of liability in whole or in part by the insurer shall be excluded in applying this provision. Delay in the giving of such notice shall not impair the insured’s right to any indemnity which would otherwise have accrued during the period of six months preceding the date on which such notice is actually given.”
History. Code 1933, § 56-3004, enacted by Ga. L. 1960, p. 289, § 1; Ga. L. 1982, p. 3, § 33; Ga. L. 1982, p. 1678, §§ 2, 5; Ga. L. 1983, p. 3, § 24; Ga. L. 1984, p. 22, § 33; Ga. L. 1990, p. 8, § 33; Ga. L. 1995, p. 745, § 2.8; Ga. L. 1998, p. 1064, § 7; Ga. L. 1999, p. 289, § 3; Ga. L. 2017, p. 164, § 38/HB 127.
Editor’s notes.
Ga. L. 1981, p. 1009, § 3, not codified by the General Assembly, provides that the amendment of this Code section shall apply to policies issued, delivered, issued for delivery, renewed, or amended in this state on or after July 1, 1981.
Ga. L. 1999, p. 289, § 6, not codified by the General Assembly, provides that this Act shall apply to plans, policies, or contracts issued, delivered, issued for delivery, or renewed on or after July 1, 1999.
Law reviews.
For note, “Incontestability Clauses in Georgia Insurance Contracts,” see 13 Ga. L. Rev. 850 (1979).
For note, “Wrongful Refusal to Pay Insurance Claims in Georgia,” see 13 Ga. L. Rev. 935 (1979).
For review of 1998 legislation relating to insurance, see 15 Ga. St. U.L. Rev. 153 (1998).
Structure Georgia Code
Chapter 29 - Individual Accident and Sickness Insurance
§ 33-29-1. “Accident and Sickness Policy” Defined; Applicability of Chapter
§ 33-29-2. Requirements as to Policies Generally
§ 33-29-3. Required Policy Provisions
§ 33-29-3.1. Coverage for Human Heart Transplants; Optional Endorsement; Requirements; Guidelines
§ 33-29-3.4. Insurance Coverage for Child Wellness Services
§ 33-29-4. Optional Policy Provisions
§ 33-29-5. Order of Printing of Provisions
§ 33-29-6. Provision in Policies for Medical or Surgical Services
§ 33-29-7. Provision in Policies for Refusal of Renewal Generally
§ 33-29-8. Provision in Policies Renewable or Cancelable at Option of Insurer for Refund of Premiums
§ 33-29-14. Application For, and Ownership Of, Policies by Persons Other Than Insured
§ 33-29-15. Exemption of Policy Proceeds From Liability for Debts of Insured and Beneficiary
§ 33-29-16. Compliance With Chapter by Attachment of Rider or Endorsement to Policy
§ 33-29-18. Franchise Insurance