Every policy which contains a provision for termination of coverage of a dependent upon the reaching of a certain age shall contain a provision to the effect that, upon the date of the dependent reaching the age at which coverage would terminate under the provisions of the policy, the dependent shall be entitled to have issued to him or her, without evidence of insurability, upon application made to the company within 45 days following the date the dependent reaches the age at which coverage would terminate and upon the payment of the appropriate premium, an individual or family policy of accident and sickness insurance then being issued by the insurer which provides coverage most nearly similar to the coverage contained in the policy which was terminated by reason of such dependent reaching a certain age or any similar individual or family policy then being issued by the insurer which contains lesser coverage. Any and all probationary or waiting periods set forth in such an individual or family policy shall be considered as being met to the extent coverage was in force under the prior policy.
History. Code 1981, § 33-29-21.1 , enacted by Ga. L. 2006, p. 183, § 2/HB 1456; Ga. L. 2019, p. 386, § 98/SB 133.
The 2019 amendment, effective July 1, 2019, inserted “such” near the end of the first sentence of this Code section.
Structure Georgia Code
Chapter 29 - Individual Accident and Sickness Insurance
§ 33-29-1. “Accident and Sickness Policy” Defined; Applicability of Chapter
§ 33-29-2. Requirements as to Policies Generally
§ 33-29-3. Required Policy Provisions
§ 33-29-3.1. Coverage for Human Heart Transplants; Optional Endorsement; Requirements; Guidelines
§ 33-29-3.4. Insurance Coverage for Child Wellness Services
§ 33-29-4. Optional Policy Provisions
§ 33-29-5. Order of Printing of Provisions
§ 33-29-6. Provision in Policies for Medical or Surgical Services
§ 33-29-7. Provision in Policies for Refusal of Renewal Generally
§ 33-29-8. Provision in Policies Renewable or Cancelable at Option of Insurer for Refund of Premiums
§ 33-29-14. Application For, and Ownership Of, Policies by Persons Other Than Insured
§ 33-29-15. Exemption of Policy Proceeds From Liability for Debts of Insured and Beneficiary
§ 33-29-16. Compliance With Chapter by Attachment of Rider or Endorsement to Policy
§ 33-29-18. Franchise Insurance