Georgia Code
Article 1 - General Provisions
§ 33-24-46. Cancellation or Nonrenewal of Certain Property Insurance Policies

Code Section 33-24-46 of the Official Code of Georgia Annotated provides that this insurer must, upon request, furnish you with the reasons for the failure to renew this policy. If you wish to assert that the nonrenewal is unlawful, you must file a written notice with this insurer before the time at which the nonrenewal becomes effective. The notice must specify the manner in which the failure to renew is alleged to be unlawful.
If you do not file the written notice, you may not later assert a claim or action against this insurer based upon an unlawful nonrenewal.”
Your policy has not been renewed because your present agent no longer represents this insurer. You have the option of procuring coverage through your present agent or retaining this policy by applying through another agent of this insurer. Code Section 33-24-46 of the Official Code of Georgia Annotated provides that if you will locate another agent of the insurer and apply for this policy before the time at which the nonrenewal becomes effective, this insurer will treat the application as a renewal and not as an application for a new policy.”
“NOTICE
“NOTICE
History. Code 1933, § 56-2430.3, enacted by Ga. L. 1978, p. 2017, § 1; Ga. L. 1984, p. 1345, § 6; Ga. L. 1987, p. 1466, § 4; Ga. L. 1988, p. 677, §§ 3, 4; Ga. L. 1993, p. 483, § 6; Ga. L. 1995, p. 1011, § 5; Ga. L. 1996, p. 767, § 2; Ga. L. 2004, p. 754, § 2; Ga. L. 2014, p. 829, §§ 9, 10/HB 645; Ga. L. 2015, p. 5, § 33/HB 90; Ga. L. 2018, p. 210, § 2/HB 760; Ga. L. 2019, p. 474, § 6/SB 156; Ga. L. 2019, p. 1056, § 33/SB 52.
The 2018 amendment, effective July 1, 2018, inserted “, a change in policy terms, or a reduction in coverage” in the middle of the second sentence of paragraph (b)(2); deleted “and providing no less than the coverage contained in the superseded policy” following “same insurer” in the middle of the first sentence of paragraph (b)(4); added paragraph (b)(5); designated the existing provisions of subsection (d) as paragraph (d)(1); and added paragraph (d)(2).
The 2019 amendments. —
The first 2019 amendment, effective July 1, 2019, substituted “shall be in a separate document with the words ‘NOTICE OF REDUCTION IN COVERAGE’ written in all capital letters in at least 12 point type” for “shall be printed in all capital letters in a separate document entitled ‘NOTICE OF REDUCTION IN COVERAGE.’ ” in the proviso of the first sentence of paragraph (d)(2). The second 2019 amendment, effective May 12, 2019, part of an Act to revise, modernize, and correct the Code, redesignated former paragraphs (b)(4) and (b)(5) as present paragraphs (b)(5) and (b)(4), respectively.
Code Commission notes.
Pursuant to Code Section 28-9-5, in 1985, in subsection (b), paragraph (1) was redesignated paragraph (3) and paragraph (3) was redesignated paragraph (1) to arrange the defined terms in alphabetical order.
Pursuant to Code Section 28-9-5, in 1988, “insured” was substituted for “insurer” in the first sentence of paragraph (l)(1).
Pursuant to Code Section 28-9-5, in 1995, “an insurer” was substituted for “a insurer” in paragraph (b)(1).
Law reviews.
For annual survey on insurance law, see 70 Mercer L. Rev. 111 (2018).

Structure Georgia Code