Georgia Code
Article 1 - General Provisions
§ 33-24-12. Noncomplying Conditions or Provisions; Cancellation of Contracts Covering Uninsurable Subjects

Georgia Code

Title 33 - Insurance

Chapter 24 - Insurance Generally

Article 1 - General Provisions

§ 33-24-1. Definitions

§ 33-24-2. Applicability of Chapter

§ 33-24-3. Insurable Interest; Personal Insurance

§ 33-24-4. Insurable Interest; Property Insurance

§ 33-24-5. Persons Having Capacity to Contract for Insurance; Purchase of Insurance by or for Minors; Rescission, Avoidance, or Repudiation of Contracts by Minors

§ 33-24-6. Consent of Insured to Insurance Contract; Exceptions; Reliance by Insurer on Statements in Application

§ 33-24-6.1. Prerequisites for Replacement Life Insurance Exceeding Insurance Being Surrendered

§ 33-24-7. Statements and Descriptions in Applications or in Negotiations Deemed Representations and Not Warranties; Effect of Misrepresentations Upon Recovery Under Policies

§ 33-24-8. Admissibility in Evidence of Applications in Actions Between Insurer and Insured

§ 33-24-9. Approval or Disapproval of Forms

§ 33-24-10. Grounds for Disapproval of Forms

§ 33-24-10.1. Standard or Uniform Claim Form

§ 33-24-11. Waiver by Commissioner of Use of Standard or Uniform Provisions in Policies or Contracts; Approval of Use of Substitute Provisions

§ 33-24-12. Noncomplying Conditions or Provisions; Cancellation of Contracts Covering Uninsurable Subjects

§ 33-24-13. Execution of Policies; Use of Facsimile Signatures

§ 33-24-14. Delivery of Policies; Applicability of Uniform Electronic Transactions Act; Additional Mailings

§ 33-24-14.1. Electronic Delivery of Plan Documentation

§ 33-24-15. When Policies or Contracts Become Effective

§ 33-24-16. Construction of Policies

§ 33-24-16.1. Clarification of Term “Actual Charge” or “Actual Fee”

§ 33-24-17. Assignment of Policies

§ 33-24-18. Contents of Insurance Policies and Annuity Contracts Generally

§ 33-24-19. Incorporation of Constituent Documents in Policies

§ 33-24-19.1. Certificate of Insurance Forms to Be Approved by Commissioner; Definitions; Required Provisions of Certificate

§ 33-24-20. Provision in Accident and Sickness Policies for Termination of Coverage of Surviving Spouse or as Result of Break in Marital Relationship; Issuance of Policy to Spouse

§ 33-24-21. Provision in Accident and Sickness Policies for Termination of Group Coverage of Surviving Spouse or as Result of Break in Marital Relationship; Issuance of Policy to Spouse

§ 33-24-21.1. Group Accident and Sickness Contracts; Conversion Privilege and Continuation Right Provisions; Impact of Federal Legislation

§ 33-24-21.2. Continuation of Coverage Under Group Accident and Sickness Plans for Persons 60 Years of Age or Older

§ 33-24-22. Provision in Health Insurance Policies for Coverage of Newly Born or Adopted Children

§ 33-24-23. Provision in Group Policies of Accident and Sickness Insurance for Exclusion or Reduction of Benefits

§ 33-24-24. Provision in Group or Blanket Accident and Sickness Policies of Coverage for Complications of Pregnancy

§ 33-24-25. Provisions in Group or Blanket Policies Excluding or Reducing Coverage of Persons Eligible for or Receiving Medical Assistance

§ 33-24-26. Provisions Limiting or Restricting Payment of Benefits for Preexisting Illnesses or Conditions

§ 33-24-26.1. Provisions Required in Group Policies or Contracts of Disability Income Insurance Covering Preexisting Conditions; Restrictions on Preexisting Condition Limitations or Exclusions

§ 33-24-27. Provision for Reimbursement for Services Within the Lawful Scope of Practice of Psychologists or Chiropractors

§ 33-24-27.1. Provision for Reimbursement for Services Within the Lawful Scope of Practice of Optometrists

§ 33-24-27.2. Provision for Reimbursement for Services Within the Lawful Scope of Practice of Athletic Trainers

§ 33-24-28. Termination of Coverage of Dependent Child Upon Attainment of Specified Age

§ 33-24-28.1. Coverage of Treatment of Mental Health or Substance Use Disorders

§ 33-24-28.2. Coverage of Outpatient Surgery

§ 33-24-28.3. Policies Not to Exclude Payment to Hospitals Specializing in Treatment of Alcoholics or Drug Addicts

§ 33-24-28.4. Coverage of General Anesthesia and Hospital or Ambulatory Surgical Facility Charges for Certain Dental Care

§ 33-24-29. Coverage for Treatment of Mental Disorders Under Accident and Sickness Insurance Benefit Plans Providing Major Medical Benefits Covering Small Groups; Federal Law

§ 33-24-29.1. Coverage for Mental Disorders Under Accident and Sickness Insurance Benefit Plans Providing Major Medical Benefits Covering All Groups Except Small Groups

§ 33-24-30. Excluding or Denying Coverage on Basis of Violation of Civil Air Regulations

§ 33-24-30.1. Excluding or Denying Coverage on Basis of Lawful Firearms Possession

§ 33-24-31. Provision in Group Disability Income Policies for Offsetting of Increased Social Security Benefits

§ 33-24-32. Underwriters’ and Combination Policies

§ 33-24-33. Binders and Other Contracts for Temporary Insurance

§ 33-24-34. Authorization of Group Insurance for Government Employees; Deduction of Premiums From Wages or Salaries

§ 33-24-35. Withdrawal or Retirement From Group Insurance Plan

§ 33-24-36. Effect of Government Employee Group Insurance Upon Rights Under Workers’ Compensation Act

§ 33-24-38. Renewal or Extension of Policies by Certificate or Endorsement

§ 33-24-39. Insurers to Furnish Forms for Proof of Loss; Effect of Furnishing or Failure to Furnish Forms

§ 33-24-40. Acts of Claims Administration Not to Be Deemed Waiver of Policies or Defenses Under Policies

§ 33-24-41. Discharge of Insurer by Payment Generally

§ 33-24-41.1. Motor Vehicle Accident Claim Covered by Two or More Insurance Carriers; Limited Release

§ 33-24-41.2. Written Notice by Insurer to Claimant of Payment of Claim in Third-Party Settlement

§ 33-24-42. Payment of Claims in Event of Simultaneous Deaths

§ 33-24-43. Medium of Payment

§ 33-24-44. Cancellation of Policies Generally

§ 33-24-44.1. Procedure for Cancellation by Insured and Notice

§ 33-24-45. Cancellation or Nonrenewal of Automobile or Motorcycle Policies; Procedure for Review by Commissioner

§ 33-24-46. Cancellation or Nonrenewal of Certain Property Insurance Policies

§ 33-24-47. Notice Required of Termination or Nonrenewal, Increase in Premium Rates, or Change Restricting or Reducing Coverage; Failure of Insurer to Comply

§ 33-24-47.1. Notice Prior to Cancellation or Nonrenewal of Individual or Group Accident and Sickness Policy

§ 33-24-48. Acceptance of Surety Insurance Companies as Sureties Upon Bonds of Persons or Corporations; Rights and Liabilities of Corporate Sureties

§ 33-24-49. Deposit of Funds Covered by Bonds

§ 33-24-50. Action as Sureties Upon Guaranteed Arrest Bond Certificates; Acceptance of Certificates

§ 33-24-51. Purchase of Insurance Covering Injuries Resulting From Governmental Ownership and Use of Motor Vehicles; Waiver of Governmental Immunity; Limitation of Liabilities

§ 33-24-52. Direct Response Insurance Business

§ 33-24-53. Solicitation, Release, or Sale of Automobile Accident Information Prohibited; Definitions; Exceptions; Penalties

§ 33-24-54. Payments to Nonparticipating or Nonpreferred Providers of Health Care Services

§ 33-24-55. Health Insurance; Recovery Rights of State for Payments Made Under Medicaid; Rights of Children to Coverage; Requirements for Insurers Under Orders to Provide Coverage

§ 33-24-56. Prohibition Against Requiring Referral From Primary Care Physician to Dermatologist

§ 33-24-56.1. Reimbursement of Medical Expense or Disability Benefit Providers in Personal Injury Cases; Subrogation Prohibited; Notice

§ 33-24-56.2. Surveillance Tests for Ovarian Cancer

§ 33-24-56.3. Colorectal Cancer Screening and Testing

§ 33-24-56.4. Short Title; Definitions; Payment for Telehealth Services

§ 33-24-56.5. Health Benefit Policy to Provide Coverage for Orally Administered Chemotherapy for the Treatment of Cancer; Definitions

§ 33-24-57. Health Insurance; Provision That Coverage Cannot Be Terminated Due to Individual Claims Experience Required

§ 33-24-57.1. Health Insurance Identification Card; Issue Required; Contents; Updating; Social Security Numbers Not to Be Displayed

§ 33-24-58. Newborn Baby and Mother Protection Act; Short Title

§ 33-24-58.1. Newborn Baby and Mother Protection Act; Legislative Findings and Declaration

§ 33-24-58.2. Newborn Baby and Mother Protection Act; Minimum Health Benefit Policy Coverage; Prohibited Actions by Insurance Providers; Required Notice to Mother

§ 33-24-59. Women’s Access to Health Care; Health Insurance; Provision Disclosing Insured’s Right to Direct Access to Obstetricians and Gynecologists Required

§ 33-24-59.1. Coverage for Treatment of Dependent Children With Cancer

§ 33-24-59.2. Coverage for Equipment and Self-Management Training for Individuals With Diabetes; Enforcement

§ 33-24-59.3. Payments Sent Directly to Health Care Provider by Insurer

§ 33-24-59.4. Confidentiality of Medical Information Obtained From Pharmacies; Restrictions on Release of Information; Penalty for Violation

§ 33-24-59.5. Definitions; Timely Payment of Health Benefits; Notification of Failure to Pay; Penalties; Applicability

§ 33-24-59.6. Prescribed Female Contraceptive Drugs or Devices; Insurance Coverage

§ 33-24-59.7. Coverage for the Treatment of Morbidly Obese Patients; Short Title; Legislative Findings; Adoption of Rules and Regulations by Commissioner

§ 33-24-59.8. Coverage for Prescription Inhalers; No Restriction on the Number of Days Before Obtaining a Refill as Prescribed

§ 33-24-59.9. Registered Nurse First Assistants

§ 33-24-59.10. Coverage for Autism

§ 33-24-59.11. Insurance Coverage for Prescription Drugs Used in Manner Different Than Use Authorized by Fda

§ 33-24-59.12. Patient Access to Eye Care

§ 33-24-59.13. Exemptions From Certain Unfair Trade Practices for Certain Wellness and Health Improvement Programs; Incentives

§ 33-24-59.14. Definitions; Prompt Pay Requirements; Penalties

§ 33-24-59.15. Definitions; Dental Insurance

§ 33-24-59.16. Equal Access to Child’s Health Insurance Information; Exceptions

§ 33-24-59.17. Coverage of Certain Abortions Through Certain Qualified Health Plans Prohibited; Definitions

§ 33-24-59.18. Coverage for Treatment of a Terminal Condition

§ 33-24-59.19. Coverage for Treatment of Burns With Skin Substitutes Utilizing Cryopreserved Cadaver Derived Skin Tissue

§ 33-24-59.20. Access to Stage Four Advanced, Metastatic Cancer Treatments in Health Benefit Plans

§ 33-24-59.21. Health Plans to Provide Coverage for Hearing Aids for Certain Individuals; Frequency of Replacement; Coverage of Services and Supplies; Options for Higher Priced Devices

§ 33-24-59.22. Prescription Drug Program Defined; Cost Sharing; Denial of Coverage; Dispensing Fees

§ 33-24-59.23. Carrier Issuing Health Benefit Plans to Pay Insurance Agent’s Commissions; Regulation

§ 33-24-59.24. Restrictions on Payment Methods Prohibited; Waiver of Provisions Prohibited; Enforcement

§ 33-24-59.25. Establishment by Health Benefit Plans of Step Therapy Protocols; Exception Process; Time Requirements; Appeals; Construction; Application

§ 33-24-59.26. Limitation on Definition of “Preexisting Condition”

§ 33-24-59.27. Right to Shop for Insurance Coverage; Disclosure of Pricing Information; Notice

§ 33-24-59.28. Insurer Obligations for Early Prescription Refills During Emergencies

§ 33-24-59.29. Copayments

§ 33-24-59.30. Requirements for Health Insurance Issuer for Anatomical Gifts or Organ Transplants; Medically Inappropriate Organ Transplants

§ 33-24-59.31. When a Value-Added Product or Service Is Not an Unfair Trade Practice or Unlawful Inducement

§ 33-24-59.32. Cost-Sharing Requirements for Diagnostic and Supplemental Breast Screening Examinations