A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith.
History. Code 1933, § 109A-4-404, enacted by Ga. L. 1962, p. 156, § 1; Ga. L. 1996, p. 1306, § 13.
Structure Georgia Code
Article 4 - Bank Deposits and Collections
Part 4 - Relationship Between Payor Bank and Its Customer
§ 11-4-401. When Bank May Charge Customer’s Account
§ 11-4-403. Customer’s Right to Stop Payment; Burden of Proof of Loss
§ 11-4-404. Bank Not Obliged to Pay Check More Than Six Months Old
§ 11-4-405. Death or Incompetence of Customer
§ 11-4-406. Customer’s Duty to Discover and Report Unauthorized Signature or Alteration
§ 11-4-407. Payor Bank’s Right to Subrogation on Improper Payment