Georgia Code
Title 11 - Commercial Code
Article 4 - Bank Deposits and Collections

Part 1 - General Provisions and Definitions

§ 11-4-101. Short Title - This article may be cited as “Uniform Commercial Code —...

§ 11-4-102. Applicability - History. Code 1933, § 109A-4-102, enacted by Ga. L. 1962,...

§ 11-4-103. Variation by Agreement; Measure of Damages; Action Constituting Ordinary Care - History. Code 1933, § 109A-4-103, enacted by Ga. L. 1962,...

§ 11-4-104. Definitions and Index of Definitions - Agreement for electronic presentment.” Code Section 11-4-110. “Bank.” Code Section...

§ 11-4-105. “Bank”; “Depositary Bank”; “Payor Bank”; “Intermediary Bank”; “Collecting Bank”; “Presenting bank.” - In this article: History. Code 1933, § 109A-4-105, enacted by...

§ 11-4-106. Payable Through or Payable at Bank; Collecting Bank - History. Code 1981, § 11-4-106 , enacted by Ga. L....

§ 11-4-107. Separate Office of a Bank - A branch or separate office of a bank, including the...

§ 11-4-108. Time of Receipt of Items - History. Code 1933, § 109A-4-107, enacted by Ga. L. 1962,...

§ 11-4-109. Delays - History. Code 1933, § 109A-4-108, enacted by Ga. L. 1962,...

§ 11-4-110. Electronic Presentment - History. Code 1981, § 11-4-110 , enacted by Ga. L....

§ 11-4-111. Statute of Limitations - An action to enforce an obligation, duty, or right arising...

Part 2 - Collection of Items: Depositary and Collecting Banks

§ 11-4-201. Status of Collecting Bank as Agent and Provisional Status of Credits; Applicability of Article; Item Indorsed “Pay Any bank.” - History. Code 1933, § 109A-4-201, enacted by Ga. L. 1962,...

§ 11-4-202. Responsibility for Collection or Return; When Action Timely - History. Code 1933, § 109A-4-202, enacted by Ga. L. 1962,...

§ 11-4-203. Effect of Instructions - Subject to Article 3 of this title concerning conversion of...

§ 11-4-204. Methods of Sending and Presenting; Sending Directly to Payor Bank - History. Code 1933, § 109A-4-204, enacted by Ga. L. 1962,...

§ 11-4-205. Depositary Bank Holder of Unindorsed Item - If a customer delivers an item to a depositary bank...

§ 11-4-206. Transfer Between Banks - Any agreed method that identifies the transferor bank is sufficient...

§ 11-4-207. Transfer Warranties - History. Code 1933, § 109A-4-207, enacted by Ga. L. 1962,...

§ 11-4-208. Presentment Warranties - History. Code 1981, § 11-4-208 , enacted by Ga. L....

§ 11-4-209. Encoding and Retention Warranties - History. Code 1981, § 11-4-209 , enacted by Ga. L....

§ 11-4-210. Security Interest of Collecting Bank in Items, Accompanying Documents, and Proceeds - History. Code 1933, § 109A-4-208, enacted by Ga. L. 1962,...

§ 11-4-211. When Bank Gives Value for Purposes of Holder in Due Course - For purposes of determining its status as a holder in...

§ 11-4-212. Presentment by Notice of Item Not Payable By, Through, or at a Bank; Liability of Drawer or Indorser - History. Code 1933, § 109A-4-210, enacted by Ga. L. 1962,...

§ 11-4-213. Medium and Time of Settlement by Bank - History. Code 1933, § 109A-4-211, enacted by Ga. L. 1962,...

§ 11-4-214. Right of Charge-Back or Refund; Liability of Collecting Bank; Return of Item - History. Code 1933, § 109A-4-212, enacted by Ga. L. 1962,...

§ 11-4-215. Final Payment of Item by Payor Bank; When Provisional Debits and Credits Become Final; When Certain Credits Become Available for Withdrawal - History. Code 1933, § 109A-4-213, enacted by Ga. L. 1962,...

§ 11-4-216. Insolvency and Preference - History. Code 1933, § 109A-4-214, enacted by Ga. L. 1962,...

Part 3 - Collection of Items: Payor Banks

§ 11-4-301. Deferred Posting; Recovery of Payment by Return of Items; Time of Dishonor; Return of Items by Payor Bank - History. Code 1933, § 109A-4-301, enacted by Ga. L. 1962,...

§ 11-4-302. Payor Bank’s Responsibility for Late Return of Item - History. Code 1933, § 109A-4-302, enacted by Ga. L. 1962,...

§ 11-4-303. When Items Subject to Notice, Stop-Payment Order, Legal Process, or Setoff; Order in Which Items May Be Charged or Certified - History. Code 1933, § 109A-4-303, enacted by Ga. L. 1962,...

Part 4 - Relationship Between Payor Bank and Its Customer

§ 11-4-401. When Bank May Charge Customer’s Account - History. Code 1933, § 109A-4-401, enacted by Ga. L. 1962,...

§ 11-4-402. Bank’s Liability to Customer for Wrongful Dishonor; Time of Determining Insufficiency of Account - History. Code 1933, § 109A-4-402, enacted by Ga. L. 1962,...

§ 11-4-403. Customer’s Right to Stop Payment; Burden of Proof of Loss - History. Code 1933, § 109A-4-403, enacted by Ga. L. 1962,...

§ 11-4-404. Bank Not Obliged to Pay Check More Than Six Months Old - A bank is under no obligation to a customer having...

§ 11-4-405. Death or Incompetence of Customer - History. Code 1933, § 109A-4-405, enacted by Ga. L. 1962,...

§ 11-4-406. Customer’s Duty to Discover and Report Unauthorized Signature or Alteration - If there is a preclusion under this subsection, the payor...

§ 11-4-407. Payor Bank’s Right to Subrogation on Improper Payment - If a payor bank has paid an item over the...

Part 5 - Collection of Documentary Drafts

§ 11-4-501. Handling of Documentary Drafts; Duty to Send for Presentment and to Notify Customer of Dishonor - A bank that takes a documentary draft for collection shall...

§ 11-4-502. Presentment of “On Arrival” Drafts - If a draft or the relevant instructions require presentment “on...

§ 11-4-503. Responsibility of Presenting Bank for Documents and Goods; Report of Reasons for Dishonor; Referee in Case of Need - Unless otherwise instructed and except as provided in Article 5...

§ 11-4-504. Privilege of Presenting Bank to Deal With Goods; Security Interest for Expenses - History. Code 1933, § 109A-4-504, enacted by Ga. L. 1962,...