Georgia Code
Article 34 - Identity Theft
§ 10-1-914.1. Security Freezes for Protected Consumers

History. Code 1981, § 10-1-914.1 , enacted by Ga. L. 2014, p. 668, § 2/HB 915; Ga. L. 2018, p. 245, § 2/SB 376.
Effective date. —
This Code section became effective January 1, 2015.
The 2018 amendment, effective July 1, 2018, substituted a period for “and” at the end of paragraph (a)(2); deleted “; and” at the end of paragraph (a)(3); deleted former paragraph (a)(4), which read: “Pays to the consumer credit reporting agency a fee as provided in subsection (g) of this Code section.”; inserted “credit” in the middle of the first sentence of subsection (b); added “and” at the end of subparagraph (f)(1)(A); substituted a period for “; and” at the end of division (f)(1)(B)(ii); deleted former subparagraph (f)(1)(C), which read: “Pay to the consumer credit reporting agency a fee as provided in subsection (g) of this Code section.”; substituted the present provisions of subsection (g) for the former provisions, which read: “(1) Except as otherwise provided in paragraph (2) of this subsection, a consumer credit reporting agency shall not charge a fee for any service performed under this Code section.
“(2) A consumer credit reporting agency may charge a reasonable fee, not exceeding $10.00, for each placement or removal of a security freeze for a protected consumer; provided, however, that a consumer credit reporting agency shall not charge any fee under this Code section if:
“(A) The protected consumer’s representative has obtained a police report or affidavit of alleged identity fraud against the protected consumer and provides a copy of the report or affidavit to the consumer credit reporting agency; or
“(B) A request for the placement or removal of a security freeze is for a protected consumer who is under the age of 16 years at the time of the request and the consumer credit reporting agency has a consumer credit report pertaining to the protected consumer.”; and substituted “this chapter” for “Chapter 1 of Title 10” in the middle of paragraph (j)(1).

Structure Georgia Code